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Cheap Universities In UK For Masters Degree 2023

2023 is heralding a fresh academic calendar and new crop of students — undergraduate and postgraduate will flood various international universities. Hence, aspiring students need to stay ahead of the curve by researching universities, academic courses, tuition fees, application deadlines, etc. If you’re at a crossroads, delve into this list of cheap universities in UK for your masters degree programs. This will give you a head start on your postgraduate journey.

The thing is, a postgraduate degree enhances employability. It helps to boost the chances of securing employment in continuously evolving or competitive markets. With tons of advanced courses that sharpen both personal and professional skills, one can become experts and dominate their fields.

Six Cheap Universities In UK Offering Master’s Program

Let’s explore six of the best, cheap universities in UK for your undergrad and masters programs.

Teeside University

Cheap Universities In UK For Masters Degree 2023
The Teeside University

The renowned Teeside University Middlesbrough is one of the prestigious universities in the UK providing quality, affordable education and training to international students, especially Nigerians. With over 800 students from the Sub-Saharan Africa region. And in the last three academic years, a huge fraction of this number came from Nigeria. Teeside is great for Nigerian students seeking to extend their studies in a very affordable way.

This university offer two main types of postgraduate courses — taught courses and research degrees. Complete with over 170 postgraduate degree programs in 28 subject areas.

The postgraduate tuition fee for international applicants into Teeside university is £14,000 per year. Which is less than the amount charged in most foreign universities, particularly in the UK. No application fee is required for Teesside university postgraduate admissions.

University of Central Lancashire Preston

University of Central Lancashire Preston

Another institution on the list of cheap universities in UK to apply for masters degree in 2023 is University of Central Lancashire Preston. The highly eulogized UCLan or Preston is among the finest universities in the North West of the UK. And the UCLan postgraduate courses are even relatively affordable, considering the institution is first-rate.

Postgraduate programs seem daunting, but UCLan help aspirants to excel in their respective future careers and gain relevant skills. With a wide range of advanced subjects ranging from accounting, architecture, engineering, art, business, education, forensic, health, sport, etc.

The current fee for 2022/2023 master’s degree program at UCLan is £14,500, while an indicative cost of £15,500 is expected from all international students seeking postgraduate studies. UCLan tuition fee covers course and course-related activities, access to campus libraries, online resources, virtual learning environment. As well as utilization of technical equipment and other support services for students.

University of Hertfordshire

University of Hertfordshire

Barely 25 minutes north of London, this prominent university is located in the town of Hatfield, the historic county of Hertfordshire. University of Hertfordshire is included in the list of cheap universities in UK for a masters degree. For over seventy decades, the public institution has been elemental in delivering quality education to both home and international students.

When it comes to providing postgraduate students with flexible study environment, business and job connections, alongside decent education, Hertfordshire is in a league of its own, even for a public institution. It ranks among the top echelon of schools in the UK with exclusive learning and research facilities. And a myriad of professional courses are offered at the University of Hertfordshire. From medical, engineering, artificial intelligence, law, computer and cyber security to arts and management. Little wonder the school has been awarded the best school in the UK for creative media and entertainment three consecutive times.

The postgraduate standard fee for new international students at the University of Hertfordshire is £14,750, contingent on inflation. This tuition fee does not cover trips or special equipment, neither does it fund field trips and art supplies. but there is a £500 full payment discount that covers postgraduate lab and classroom-based courses.

University of Brighton

University of Brighton

One of the notable universities in Uk championing affordable postgraduate education. And giving students leeway to change the trajectory of their lives and career with professional courses, particularly medicine and engineering. International students are also granted two years post-study work visa upon successful completion of a masters degree program.

University of Brighton charges full-time International students around £14,300 for 2023/2024 Msc program. Although, the tuition fees vary depending on the courses and is subject to an annual review. But new international students can make tuition fee deposit of £3,000 to the university’s payment portal.

University of Huddersfield

Cheap Universities In UK For Masters Degree 2023
University of Huddersfield

The University of Huddersfield West Yorkshire offers inexpensive postgraduate courses to MSc applicants all over the world. This institution not only provide affordable tuition fees, it is equally dedicated to enhancing careers. Positioning students for acquisition of relevant skill set.

The tuition costs at Huddersfield ranges from £4,500 to £18,000 depending on your course. Prospective students pay consistent tuition fee all through their years of study. Meaning, from the first year of studies till the final year, the fee remain unchanged, considering there’s no break or interruption in studies.

Tuition fees covers lectures, seminars and tutorials, field trips, access to the library, computing facilities and support services. As well as other administrative costs, but does not include cost of books, equipment, printing, living expenses and student visa. Prospective students applying to this university also need to meet the academic and English language entry requirements.

Birmingham City University

The Birmingham City University

Birmingham City University is a prominent university at the heart of UK’s second-largest city Birmingham. This institution is open to international students all over the world, offering students advanced learning. As well as employable skills, industry connections and head start in their respective career paths.

There are over 120 postgraduate and professional development courses with international accreditation at Birmingham University. Including state-of-the-art facilities to aid learning and research. The university’s on-site virtual theater for health students is the first at a university in England.

The institution charges a full time fee of £16,870 for 1 year and full time fee of £18,557 for an 18 months professional placement. These tuition fees are equally subject to annual changes.

And that is the end for this post on list of cheap universities in UK for aspiring masters degree students. Quite a number of Nigerian students lack the wherewithal to foot their academic bills. We took cognizance of this grave limitation and proceeded to remedy it. Check out the next post for a comprehensive list of UK scholarship programs for postgraduate studies.

UK Scholarship Programs For Postgraduate Studies 2023

Are there UK scholarship programs for postgraduate studies?, Certainly. Is it available to everyone? No, only eligible applicants receive specific funding for their tuition. Before we proceed, this post is strictly for British nationals or home applicants in the UK. International students can refer to this post for UK scholarship schemes.

Most undergraduate or postgraduate students in the UK cannot afford to pay for their tuition or living expenses. Thus, hampering their academic abilities and career advancement. Luckily a host of funding options exist to mitigate financial difficulties plaguing postgraduate applicants living in the UK. These financial aids include grants, loans, bursaries, scholarships, etc.

Scholarships not only ease financial burdens off students, it gives room for them to demonstrate their unique talent and improve upon relevant skill sets. Of which money troubles would have severely restricted.

These funding schemes often have their limitations and only select applicants with impressive academic standing, disabilities or acute financial constraints are eligible. In a previous article, we extensively chronicled a list of cheap universities in UK for master’s degree to aid those not likely to be granted scholarship.

Now, to the crux of the matter, we’ll look at this list of UK scholarship programs for postgraduate studies. As well as other funding options in some prestigious universities in the UK.

Institutions Offering UK Citizens Scholarship Programs For Postgraduate Studies

eligibility for UK Scholarship Programs For Postgraduate Studies 2023
Credit: pexels.com@arminrimoldi

The eligibility criteria to obtain academic scholarships in most universities vary. Be it fee a waiver, reduction or living cost stipend, postgraduate student support is largely dependent on academic performance in undergraduate degree. Some universities review transcript of results, research proposals, projects, etc from students who show academic excellence.

University of Sussex UK Scholarship Programs

1. Chancellor’s Masters Scholarship (2023)

University of Sussex is awarding100 First Class UK or Irish graduates a tuition fee reduction and the deadline is 1st of August 2023. As long as the student’s academic performance and career aspirations meets the necessary criteria, the university portal is open. A £5,000 fee reduction is accessible to international students from specific countries like Nigeria who meet the requirements.

2. Harry Lownds Memorial Scholarship (2023)

The Harry Lownds Memorial scholarship is a maintenance grant in the name of Harry Lownds, a deceased undergraduate student of Genetics at Sussex University. A £3,000 scholarship is awarded to an MSc applicant in Genetic Manipulation and Molecular Cell Biology.

Application deadline is 1st of August 2023 and eligibility criteria is completion of the scholarship application form upon securing admission at Sussex.

3. Aziz Foundation Scholarship (2023)

For the 2023/24 academic year, the University of Sussex will empower five British Muslims seeking to earn a master’s degree, through the Aziz Foundation. The Aziz Foundation scholarship is a support program offered to remarkable students in the form of a full fee waiver. Meaning, prospective master’s students with functional roles in the Muslim community in UK are eligible.

Also, those who are applying for a masters in Media & Journalism, Technology, Sustainability/Environment, Law, Policy or Creative Content are eligible. Applicants are expected to equally demonstrate advocacy that strengthens the Muslim community within Britain.

Although the scholarship isn’t eligible to students studying online, or those with another of the university’s scholarship. Neither is it open to students applying outside the University of Sussex. Application deadline for Aziz Foundation scholarship is 10th of July 2023.

4. Draper Scholarship (2023)

This a donor funded scholarship of £2,500 available to postgraduate applicants in the Department of Law. The application commences in September 2023. Applicants will be assessed on their experience, achievement and ambition. Professor Colonel Gerald Draper, Criminal Lawyer and notable figure at the university is championing this cause and there’s only one slot available.

Teesside University UK Scholarship Programs

1. Dr Keith Skeoch Postgraduate Scholarships 2023

Dr Keith Skeoch, the Chief Executive of Standard Life Investments is offering four Msc applicants £2,500 scholarships. Eligibility criteria include a first degree at Teesside University, good academic performance and not a recipient of any Teeside University scholarship. Prospective postgraduate students at the University’s School of Social Sciences, Humanities & Law and Teesside University International Business School are only eligible for this offer. Applications open in January 2023.

2. 10% Tuition Fee Discount

A 10% fee reduction for postgraduate studies is obtainable by applicants at Teeside University. This fee reduction aims to demonstrate the value Teeside University places on graduate education. Students with first-class honours in undergraduate degrees from Teesside University or any other institution are qualified to receive this discount. But the discount is indicative and offer is open from January 2023.

UCLan UK Scholarship Programs

1. Alumni Loyalty Discount(2023)

University of Central Lancashire Preston, populary known as UCLan or Preston is offering a 20% reduction in tuition fee scholarship. 2023/24 students applying for postgraduate taught courses or research degrees at the university are expected to. Although the program excludes postgraduate dentistry courses. This tuition fee discount is only available to students from United Kingdom who are in need of financial aids.

2. Carers Bursary(2023)

This is a bursary offered to students who care for sick, disabled or elderly people in the UK. A lump sum of £500 is paid to undergraduate or postgraduate carers and expires annually. Application deadline is 9 months after the start of the academic year. To be eligible for this bursary, the student should be a carer who receives no remuneration. With exceptions to parents and volunteer workers.

University of Hertfordshire Graduate Scholarship

This scholarship is a 20% tuition fee discount for the University of Hertfordshire Alumni. Hertfordshire automatically awards undergraduate students who return to study for any postgraduate taught course and research degree with a graduate scholarship. It does not require any application, although applicants must pass the criteria.

The tuition reduction will be eligible to students who are not recipients of educational grants from agencies. Duration of the scholarship spans from the first year of full-time or all years of part-time postgraduate/research degrees at the University.

University of Hertfordshire also offers Sport Scholarship Scheme aimed at supporting talented athletes studying at the University. Other financial aids include the Aziz Foundation scholarship for British Muslims. The NHS Learning Support Fund for those applying for a pre-registration postgraduate course. As well as the Helen Burchell Scholarship available each year to a School of Education postgraduate student.

Postgraduate Scholarships For International Students In UK

If you’re an international student from Africa, particularly Nigeria, with the aspiration to study for your master’s program in the UK, this post is for you. In a previous article, we extensively chronicled a list of cheap universities in UK for master’s degree to aid those not likely to be granted scholarship. Here, we’ll review some of the postgraduate scholarships available for international students in the UK.

Before we get weaving, there are tons of funding options made available by the UK government for international students to complete their master’s degree. These options include government support schemes like Disabled Students’ Allowances (DSA), educational trusts and postgraduate loans. Which recipients repay upon graduation. While the institution-specific scholarships span from academic performance scholarships to alumni discounts and research council funding.

Universities With Postgraduate Scholarships For International Students In UK

Postgraduate Scholarships For International Students In UK
Credit: Antoni Shkraba pexels.com

A master’s degree not only pave the way for students in the global job market, it distinguishes them in their respective careers. Hence, several institutions in the UK relentlessly offer postgraduate scholarships to international students to further their studies and become professionals in various fields. But to a large extent, universities award scholarships on the basis of academic performance and financial limitations.

The UK government equally awards eligible Nigerian aspirants scholarships to aid those who are unable to fund their education abroad. These scholarships include Chevening, Common Wealth and Great scholarships. Institutions listed below are partners of the aforementioned scholarship schemes.

Here are university scholarships for Nigerian applicants.

1. University of Bradford Postgraduate Scholarships

For 2023/24 academic year, the University of Bradford will offer Nigerian students over 10 scholarships including Cheving and Great scholarships. These support to international students are contingent on academic excellence, personal challenges or financial constraints.

  • Sub-Saharan Africa Scholarship is geared towards providing African students from specific countries like Nigeria, Kenya, Uganda South Africa or Zimbabwe with quality education. New students applying for full-time master’s degree courses are eligible, with exception to MBA courses and distance learning. A fee discount of £4000 is offered to students from Nigeria, Uganda and South Africa. While students from Kenya and Zimbabwe will receive tuition fee reduction of £5000.
  • Alumni Discount Scheme is a fee reduction scholarship for the university’s alumni applying for master’s degree. Nigerian undergraduate students at the University of Bradford will receive a 10% discount on their tuition fees. 
  • International Academic Excellence Fee Scholarships is obtained by postgraduate students from countries outside the UK. Nigerian aspirants with 2:1 degrees will receive a £2,500 fee scholarship. But applicants with first-class Honours will receive additional £500 to round it up to a £3,000 fee scholarship. 
  • Peace Studies and International Development Scholarship in line with the university’s desire to enhance Peace Studies and International Development, this scholarship provides support to all international masters students in the following courses. Peace, Conflict and Development, Peace, Resilience and Social Justice, Advanced Practice in Peacebuilding and Conflict Resolution, International Relations and Security Studies, Economics & Finance for Development, International Development Management, Project Planning and Management and Sustainable Development.

University of Bradford offers a fee discount of £5000 to eligible applicants from Nigeria.

  • MA Filmmaking Scholarship is offering £5,000 scholarships to three eligible international students studying MA Film making. Application deadline is 31st of May 2023 and eligibility criteria is  2:1 degree.
  • Archaeological and Forensic Sciences Endowed Scholarship is a £10,000 scholarship given to international students applying for Archaeological or Forensic courses. Other scholarship programmes available to Nigerian students in the University of Bradford are Construction and Project Management, Aziz Foundation and Chevening Scholarships.

2. Sheffield Hallam University Postgraduate Scholarships

Aside tuition discounts or awards, Sheffield Hallam University offer competitive scholarships to its postgraduate students. These include the Transform Together, Sanctuary and Scholarships.

  • Transform Together Scholarships which is a 50% tuition discount for all international students applying to Sheffield Hallam. The criteria to receive this aid is an official offer of admission into the school, either as an undergraduate or postgraduate student. Obtaining this financial aid is entirely dependent on academic performance. And only applies to a student’s first year of study. If the student commences a postgraduate course before applying, the application is considered null.
  • Sanctuary Scholarship is for international undergraduate and postgraduate students seeking asylum in the UK. In partnership with some of the school’s alumis, Sheffield Hallam helps Nigerian students requesting for sanctuary. It covers tuition fees, travel and study materials. There’s a complete tuition fee waiver for up to 18 months alongside a stipend of £4,000 to cover study costs.
  • Scholarships for alumni is the another scholarship scheme that Sheffield Hallam awards postgraduate students. Being an alumni of the institution, automatically qualifies the student for discount on their postgraduate study. Considering they’re not recipients of any other awards, discounts, or scholarships. It includes a £2,000 alumni discount, £1,000 Postgraduate Taught Scholarship and 10% Postgraduate Research Scholarship.

3. University of Sussex Postgraduate Scholarships

  • Chancellor’s Masters Scholarship (2023)

University of Sussex is awarding 100 First Class graduates a tuition fee reduction and the deadline is 1st of August 2023. As long as the student’s academic performance and career aspirations meets the necessary criteria, the university portal is open. A £5,000 fee reduction is accessible to international students from specific countries like Nigeria who meet the requirements.

  • Harry Lownds Memorial Scholarship (2023)

The Harry Lownds Memorial scholarship is a maintenance grant in the name of Harry Lownds, a deceased undergraduate student of Genetics at Sussex University. The family of Harry awards a lump sum of £3,000 to an MSc applicant in Genetic Manipulation and Molecular Cell Biology.

Application deadline is 1st of August 2023. And eligibility criteria is completion of the scholarship application form upon securing admission at Sussex.

4. University of Buckingham Postgraduate Scholarships

  • Postgraduate First-Class Scholarship automatically awards international students applying for their masters with a First Class Bsc degree a 33% tuition fee discount.
  • Buckingham Postgraduate Discount is for alumni of The University of Buckingham with a First Class degree or 2:1. Those with First Class honours will receive 33% tuition discount, while alumni with 2:1 are eligible for a 25% fee discount.

Cyber Monday Deals: 10 Christmas Gifts For Tech Lovers

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Yoo-hoo! it’s Cyber Monday tech geeks! Time to indulge in last-minute shopping sprees for some swanky gizmos!. In this post, we’ll be looking at ridiculously cool Christmas gifts for tech lovers, men, women and children inclusive.

Everyone knows that during the holiday shopping season, the chances of getting massive discounts after clearance sales are slim to none. What with online and offline stores throwing open their doors on Black Friday for shoppers to splurge on every single end-of-season sale device, toy and gifts.

While Black Friday is a long-standing shopping tradition, it’s equally a prelude to Cyber Monday, another exceedingly huge shopping day. Yet most people forestall purchasing discounted items on Black Friday, until Monday when the cyberspace is hit with unbelievably cheap deals. Which is more than enough to make any holiday shopper break into a happy dance.

The Shopping Season Impact On How People Shop Christmas Gift For Tech Lovers

Both Black Friday and Cyber Monday simultaneously denote blowout sales and binge shopping. Although lately, the Black Friday and Cyber Monday deals have started to blur together. But one of the disparities between the two largest shopping days is that Cyber Monday is solely online. The day after Thanksgiving which is Friday is Black Friday while three days after Thanksgiving which is Monday is Cyber Monday.

Shoppers who were unable to score some great deals on Black Friday, can avail themselves of the opportunity to purchase high-end gadgets and other seasonal frills on Monday. Black Friday was initially for retailing top-of-the-line merchandise, but the dawn of Cyber Monday has presented tech-savvy consumers the opportunity to also shop smart devices at closeouts. As well as other quality home electronics and accessories.

This brings us to the crux of the matter—Christmas gifts for tech lovers. While dispelling the -all-technology-geeks-are-introverts- myths, let’s also hash out those theories about techies hibernating during festive seasons to finesse their way out of receiving gifts. It’s absolutely untrue. Tech people love gifts and acts of benefaction, as well as spending time together with loved ones and families.

So, what do you buy for a tech savvy person this Christmas season that isn’t too generic?. What gifts do you get a kid who not only loves technology but aspires to be a techie?. How about someone also looking to gift themselves tech gifts, what are the best gift ideas?. If these questions fall anywhere near the category of questions you’ve been seeking answers to, then let’s dive.

Christmas Gifts For Tech Guys

Tech bros earn pretty good money working high-paying tech jobs. And with how successful most of them are, it sometimes gets tricky purchasing gifts for them. Altruistic gestures may be met with disappointed glares and while they cannot be entirely faulted for their sometimes unvoiced disapproval, understanding the kind of gift items they’ll love to receive aids gifters in their choice of benefaction.

Hence, it is only wise to purchase futuristic, high tech devices or accessories for them. From sprucing up their workspace with office essentials, to purchasing really trendy devices that makes life easier for them. The ideal thing is to gift them items they’re well-acquainted with —tech stuff.

1. Smart Touch Leather Gloves

Smart gloves Christmas Gifts For Tech Lovers

This touchscreen enabled leather gloves is among the comfort products designed for cold weather that the iconic Totes Isotoner brand produces. It provides the wearer comfort against harsh elements while equally facilitating access to touchscreen devices. it is truly a very thoughtful gift item for tech geeks.

2. Nomad Organiser for iPad Pro 12.9″ & MacBook Pro 13″

organiser Christmas Gifts For Tech Lovers

Tech bros are inordinately organised individuals, fastidious about every odds and ends they own. This Christmas season, ensure to take your gift game to a different level, more un-conventional than the usual. A tech bro will reward you with a satisfied smile.

3. Voice + Motion Rectangular Sensor Can

high tech trash can - Christmas Gifts For Tech Lovers
Credit: simplehuman.com

A trash can that listens when someone talks? yes please!. This motion sensitive trash can from Simple Human is the best gift item for any and every tech savvy guy. Complete with voice control, that activates upon the user’s command to “open can,” “stay open” or “close can.”

4. Roomba i3+ EVO Robot Vacuum

Vacuum Christmas Gifts For Tech Lovers

iRobot vacuum is a Wifi-enabled, high-tech device that replaces the traditional vacuum cleaners, disburdening users of the slow and arduous task of regular vacuuming.

5. Dyson Pure Hot+Cool HP01 Purifying Heater & Fan

During the winter season when the weather is extremely cold or the air is dry from low-humidity, the tissues that line the nose (sinuses and mucous membranes) tend to dry out as well. This causes nosebleeds in most persons, tech bros inclusive. To avert this situation, purchase them a humidifier ahead of time to increase the moisture in the air, reduce spread of bacteria, as well as relieve dry skin.

6. PhoneSoap 3 UV Cell Phone Sanitizer and Dual Universal Cell Phone Charger

phone soap 10 Christmas Gifts For Tech Lovers

As the name implies, it’s a smartphone sterilizer with charging capabilities. It achieves this by using UV-C light to kill 99% of germs on the phone’s exterior while also charging the phone with its dual USB.

7. Bang & Olufsen Noise Cancelling Wireless Earphones

bang and olufsen headphone Christmas Gifts For Tech Lovers
Bang & Olufsen

Sometimes, the whole Christmas affair can get monotonous to the point tech geeks make a beeline for their safe haven of solitude. They tune out the world with powerful noise-cancelling headphones and earbuds. This Beoplay EQ Adaptive noise-cancelling wireless earphones from Bang & Olufsen is definitely an important item to include in the list of cool stuff to gift tech guys. Also, if they have flying phobia, consider getting noise-cancelling headphones to help calm them.

8. DiamondClean Smart 9500 Rechargeable Electric Toothbrush

smart toothbrush Christmas Gifts For Tech Lovers

Personal hygiene, but make it advanced. This smart toothbrush from Philips Sonicare is a high-tech device that syncs with a smartphone to ensure proper oral hygiene.

9. iPhone 14 Pro

Credit: IG @cellcompanycat

iPhone 14 and iPhone 14 Plus is another next generation smart device to gift a tech guy. It comes with the A15 Bionic chipset, emergency satellite SOS, crash detection, all integrated within an iOS 16. The 6.1″ inch screen and a 6.7” inch larger screen display allows for HDR content. Apple’s iPhone 14 and 14 Plus are available in midnight, blue, starlight, purple and red. Also in 128GB256GB, and 512GB storage capacities.

10. Ember Temperature Control Smart Mug²

temperature control mug Christmas Gifts For Tech Lovers
Credit: Ember

This season, gift that tech person you know an Ember temperature control mug to maintain the warm temperature of hot beverages. This smart mug is capable of conserving the temperature of hot drinks after users set set an exact drinking temperature.

Christmas Gifts For Tech Sis

The technology world has been a men dominated industry for years, but we’re witnessing women break that bias in recent times. More women have and are still transitioning into tech. While the idea of fresh-cut flowers in all their gaudy splendor may seem endearing, most times it’s not. Take a break from the conventional gift ideas for women and embrace newfangled ways of gift-giving.

Admittedly, finding the perfect gift for women can be a herculean task sometimes, considering women spend several hours just wandering aisles in search of personal items.

The above mentioned items for tech guys can also be included in the list of items to gift a tech sis. Aside that, women equally love fancy items and luxury fashion brands have some kind of therapeutic effect on them. From a 360-wardrobe overhaul to a collection of designer shoes, bags, jewelries, perfumes, skincare essentials, to all-expense paid vacations, women love the finest things of life.

1. Canon IVY Wireless Mini Photo Printer

Wireless photo Christmas Gifts For Tech Lovers
Canon

Happy times come and go, but the memories we make stay forever, hence the need to document each moment as we enjoy them. The Canon IVY Wireless Mini Photo Printer allows users to customize and print 2-by-3-inch photos directly from a smartphone.

2. Hidrate Spark 3 Smart Water Bottle

hidrate water bottle 10 Christmas Gifts For Tech Lovers
Hidrate

 This water bottle from Hidrate tracks water intake and glows to remind users that it’s time to drink more water, at specific intervals.

3. Click and GrowSmart Garden

Credit: Click and grow

4. Apple AirTag

Apple

5. Meural Canvas II

Credit: Netgear

6. The Mirror Workout

Credit: The Business Insider

7. ROCKETBOOK Smart Reusable Notebook

Rocketbook

8. NEZZOE Touch Screen Vanity Mirror

Nezzoe

9. SHARPER IMAGE Jewelry Cleaner

Sharper Image

10. Echelon Stride-5s Smart Treadmill

Echelon

Here Are Top Magical Small Town Christmas Destinations

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People with foresight understand that now is the best time to plan and shop for the Christmas season, be it gifts, decorations, groceries, travel tickets, etc. Especially, travel tickets — peradventure you make a holiday detour from vibrant cities to small town Christmas.

If you’re bored of the monotonous Christmas at home, why not experience the spirit and magic of Christmas in a faraway, cozy town this season?. Small town Christmas can be very exciting in the winter, with all the right Christmassy feels, historic sites, exquisite dishes, people, events, majestic mountains, hidden caves, vast lakes, etc. Relax and escape the urban hustle and bustle in small towns full of culture, great food and hospitable locals.

exquisite food found in Small Town Christmas
Credit: pexels.com@jedowen

Before we check out this selection of cozy towns, let’s look at few travel essentials.

Small Town Christmas Travel Essentials

Hand Sanitizers And Face Masks

One of the most important travel essentials is a sanitizer and face mask. For safety measures and because of the prevalence of COVID-19 as well as other strains of diseases, it is therefore very vital to add them to your list.

Camera

Happy times come and go, but the memories stay forever. Ensure that a good camera is part of your travel requirements. Document each moment as you enjoy them.

Protective Clothes

Pack breathable clothes such as warm, cashmere clothes, cable-knit sweaters, socks, mittens, beanies, etc. Also, include travel size skincare products and sunscreens.

Magical Small Town Destinations

Lancaster, Pennsylvania

Top Magical Small Town Christmas Destinations
visitlancastercity.com

Notable for their ever friendly locals, this small town in the north of England is the perfect holiday getaway. It is located in the central part of Pennsylvania. Lancaster boasts a festive atmosphere among Amish families and farming communities in the county. The village is astir with abundant culture, noteworthy historical landmarks, incredible food, malls and events. Sights and attractions include art galleries, entertainment and cultural venues, the famous tree lighting event at Penn Square, among other things.

Branson, Missouri

Small Town Christmas Destinations
Explore Branson

Another small town Christmas destination offering all the magic of Christmas is Branson, located in Taney County, Missouri. This town famous for its live entertainment, with shows covering just about every genre of music, but there are three other activities that draw millions of visitors, including attractions, shopping malls, outdoor recreation, fishing, etc.

Rottach-Egern, Bavaria

GlobalToleranceFaces

Rottach-Egern is a small historic town located on the shores of Lake Tegernsee in Upper Bavaria, Germany. The town is easily one of the most beautiful small towns in the country. Festivities are at their peak during the winter, with large influx of travelers and tourists indulging in outdoor activities. There are tons of other attractions for kids, adults and couples, which includes nightlife, games, museum, parks, etc. As well as local restaurants, bars, spas and festivities to help turists unwind.

Santa Fe, New Mexico

Santa Fe, New Mexico,  Getty Images/iStockphoto.

Those looking to experience some small town Christmas magic will love this town. Plush with scenic landscapes that evokes deep love for nature, the town is abuzz with stories and legends.

Tourists get treated to amazing culture, exceptional culinary delights, local arts and crafts, souvenir shops, restaurants, , and museums. The popular event is the Canyon Road Farolito Walk, thousands of farolitos — small paper lanterns — are lit along Canyon Road to light up the streets, gardens and old buildings that line the road.

Kennebunkport, Maine

Frommer’s Travel Guides

Local seafood, unique views, rich cultural heritage, plush riverside parks, lovely inns, sailing and whale watching experiences are what makes this town amazing. Tourists can equally watch Santa Claus arrive by lobster boat, go on seashore holiday trolley rides, and enjoy wine tastings and lobster bakes.

Sam Bankman-Fried: FTX Crypto Broker Resigns Following Bankruptcy

The second largest cryptocurrency exchange in the world Futures Exchange popularly known as FTX has come to a screeching halt following liquidity crunch. FTX crypto founder Sam Bankman-Fried has also stepped down from his position as Chief Executive Officer.

Earlier this week, Bankman-Fried reached out to Binance founder Changpeng Zhao to solicit for help to cover the liquidity crunch. Which Sam also made public in a tweet. But Zhao pulled out and everyone wants to know why.

For the past three years, the multi-billion dollar company FTX has become widely recognized as a reputable cryptocurrency exchange platform for trading digital currencies. Despite not adhering to U.S. regulation, FTX crypto has developed into one of the world’s largest exchanges.

FTX Crypto Broker Sam Bankman
FTX former CEO Sam Bankman-Fried

 Binance CEO purchased 20% stake in FTX barely a year after the crypto firm’s inception. Bankman-Fried acquired Zhao’s stake in FTX crypto last year which he compensated in part with FTT, the company’s native cryptocurrency token.

Why FTX Crypto Crashed

Upon discovery of a significant quota of FTT tokens in Alameda Research’s possession via information leakage, Binance bowed out of their deal to help FTX. Alameda is a trading firm jointly run by Alameda CEO Caroline Ellison and Sam Bankman-Fried, who were rumored to have been romantically involved.

As a result of the disclosure, Binance via a tweet on twitter declared their intentions of selling the FTT tokens, a move that launched FTX crypto into cash crisis. As they struggled to process mass withdrawal requests. The FTT tokens fell in value while investors and traders continuously pulled out of FTX. In the span of three days, over $6 billion withdrawals were made.

Running to Binance for assistance was FTX’s strategy to protect its customers from the impending credit crisis. But the swift detour by Binance from the supposed deal has left FTX in a lurch. In a statement regarding the development, reports of mishandled funds as well as corporate due diligence appear to be the reasons for backing out.

Sources with in-depth information and knowledge of the matter disclosed that aside selling unregistered securities, lobbying politicians and investors to establish crypto-friendly regulatory rules , divulged that Alameda Research played a crucial role in FTX’s collapse.

The price of FTT tokens has since plummeted, continuing a downward spiral that rocked the cryptocurrency market. Now, due to the FTX debacle, Bitcoin and Ethereum prices have dropped below $16,000 and $1,100 respectively.

Romance Novels To Read This Christmas

The yuletide season is upon us, its emergence marked by superfluous displays of love, rites and festivals. But sometimes, the whole affair can get uninspiring to the point you make a beeline for your literary haven. What better way to spend the Christmas holiday than cozying up with swoony romance novels? All the feels, splash of magic, unforgettable characters, pure holiday perfection!. Get transported to the land of love, surrounded by a cocoon of intriguing, passionate stories. The list of romance novels to read this festive season is inexhaustible, even so, we’ve saved you the onerous task of combing the net for reviews.

Explore a vast collection of romance novels from different genres, including Christmas themed romance books. Here are the list of heartwarming stories with all the inexpressible happy endings. But before we dive, slip into a hot tub with a glass of wine and relaxing songs playing softly in the background. Mmmm, so damn good!.

Teenager and Her Mother Romance Novels To Read
Credit: pexels.com@karolinagrabowska

10 Romance Novels To Read This Christmas

Christmas Shopaholic (Shopaholic 9) by Sophie Kinsella

Christmas Romance Novels To Read
Christmas Shopaholic by Sophie Kinsella

Sophie Kinsella delivers the perfect Christmas book: a hearty, brilliant read with characters that compel you to root for them. This book is the ninth installment in the Shopaholic Series, also from the same author. Although Christmas Shopaholic can be read as a standalone novel.

Becky Brandon (neé Bloomwood) is the main character in the Shopaholic franchise. We encounter Becky’s bizarre addiction to shopping right from the beginning of the series. With the seamless convenience of online bargain-shopping sites, nothing can go wrong this Christmas. But Becky is in for a surprise when her parents move to Shoreditch, leaving her to host Christmas and manage the chaos that is sure to ensue.

The Mistletoe Motive by Chloe Liese

The Mistletoe Motive by Chloe Liese

Hilarious. Unputdownable. Steamy. Enemies-to-lovers romance. The Mistletoe Motive is quite similar to Sally Thorne’s The Hating Game, although it has a few perks that distinguishes. Which for one is that the entire book is centered around Christmas.

Meet Jonathan Frost and Gabriella Di Natale, two workplace rivals on the verge of losing their jobs at the city’s most beloved independent bookstore. Neither of them wants to quit their job, so they strike a bargain. Whoever has more sales in December gets to stay on in the new year; the loser will resign. This sweet, cheerful, but short festive story will see them transform from rivals to lovers.

Juniper Hill (The Edens 2) by Devney Perry

New Romance Novels To Read This Christmas
Juniper Hill by Devney Perry

If you’re a sucker for small town romance novels, then this one is right for you. Memphis Ward (the heroine) is a single mom who moves into the garage apartment of Knox Eden (the hero), a grumpy chef who works at the hotel that Memphis obtains employment.

Memphis moves across the country with her newborn baby to a new town, Quincy, Montana. Undoubtedly one of the craziest thing she has ever done. Seeking to build a good life and a better future for her son. As well as putting the past behind her. Even if it requires setting aside the glamour of her former life and working as a housekeeper.

Knox Eden is a chef and her temporary landlord, with his sharp, stubbled jaw and tattooed arms, he’s raw and rugged. Indeed everything she has never had—and never will. After the first worst day of her life, Memphis learned a good life requires giving up on her dreams too. And a man like Knox Eden will only ever be a dream.

The Forever Farmhouse by Lee Tobin McClain

The Forever Farmhouse by Lee Tobin McClain

Fans of second chance small-town romances will love this book. The story follows Ryan Hastings, a renowned scientist who returns to the foster home where he was raised. Ryan’s back to make certain his foster mother, Betty Raines was fairing well. But meets his next door neighbor and first love Mellie Anderson.

Mellie is a widow with a gifted son Alfie, but Ryan doesn’t know that he’s Alfie’s father. As the bond between father and son grows, Mellie is torn between telling Ryan the truth and losing her second chance at love. Enjoying this book will depend on how much you can relate to abandonment, unplanned pregnancy, death, mental health issues, widowhood and forgiveness.

Part Of Your World by Abby Jimenez

Favourite Romance Novels To Read This Christmas
Part of your world by Abby Jimenez

The search for love and belonging, the pressure to set aside familial obligations for love. This book will make you laugh, cry and sigh in contentment.

Alexis Montgomery comes from an ultra-wealthy lineage of world-renowned surgeons. Her parents want her to carry on the family legacy but Alexis doesn’t need glory or fame. She’s fine with being a “mere” ER doctor.

After a car accident that left her car stuck in a ditch Alexis Montgomery is saved by Daniel Grant; a ridiculously hot carpenter and Mayor of the town Alexis finds herself in. Daniel is ten years younger than her and the complete opposite of sophisticated Alexis. Yet their chemistry is undeniable.

Every minute she spends with Daniel and the tight-knit town where he lives, she’s discovering just what’s really important. Allowing their relationship become anything more than a short-term fling would jeopardize things for Alexis. Can she turn her back on her family and give up the opportunity to help thousands of people?. With so many differences between them, how can Alexis possibly choose between her world and Daniel’s?.

All Is Bright by RaeAnne Thayne

All Is Bright by RaeAnne Thayne

This book is a heartwarming Christmas romance novel that’ll leave you crying and swooning. All Is Bright tells the story of Sage McKnight an ambitious young architect working at her father’s firm. She takes on a design job for one of their clients Mason Tucker, an ex-pro baseball player, who survived a tragic accident that almost crippled him.

Mason is a reclusive grump wants to be left alone after the accident claimed his wife’s life and made him a single dad. But Sage’s warmth, zeal, love and the magic of Christmas thaw out Mason’s frosty armour and revive long dead feelings.

The Reading List by Sara Nisha Adams

The Reading List by Sara Nisha Adams

In Wembley, London, a widower Mukesh lives a quiet life, after losing his beloved wife Naina two years earlier to cancer. He becomes withdrawn, shops every Wednesday, goes to the temple, and worries about his granddaughter, Priya, who hides in her room reading books. Mukesh finds a copy of The Time Traveler’s Wife which his late wife took from Harrow Road Library and reads it. He’s immediately amazed at the discovery of Naina’s essence within it.

Meanwhile, at Harrow Road Library, Aleisha a distressed teenager temporarily working at the library stumbles upon a reading list in the back of To Kill a Mockingbird. The list comprises of To Kill a Mockingbird, Rebecca, Life of Pi, The Kite Runner, Pride and Prejudice, Little Women, A Suitable Boy and Beloved.

A fascinated Aleisha impulsively decides to read every book on the list, a move that blots out her own personal struggles. In a desperate attempt to forge a relationship with his granddaughter through books, Mukesh goes to the library where he finds Aleisha.

Aleisha recommends the reading list to Mukesh in the hopes that it’ll reconnect him back to his granddaughter. Gradually, the shared books create an unlikely friendship between two lonely souls. As fiction helps them escape their grief and everyday troubles and find joy again.

The Christmas Spirit by Debbie Macomber

The Christmas Spirit by Debbie Macomber

This riveting tale is from the queen of Christmas books Debbie Macomber and follows two friends, Peter Armstrong and Hank Colfax. Peter is the local pastor with a fiercer dedication to his community, while Hank, a bartender, serves a much different customer base at his family-owned tavern, including a handful of lonely regulars and the local biker gang.

Peter is inclined to believe that Hank has it easy compared to him. So the both decide to switch jobs until Christmas Eve. To their surprise, the responsibilities of a bartender and a pastor are quite similar. But taking on the other’s work is more difficult than either Peter or Hank expected. The two begin to see each other in a new light, each discovering a new love to cherish.

Royal Holiday by Jasmine Guillory

Royal Holiday by Jasmine Guillory

This book is the sequel to The Wedding Party and the fourth installment in The Wedding Date franchise. It follows two middle-aged Black people, Vivian Forest and Malcolm Hudson.

When Vivian’s daughter, Maggie Forest gets a high profile work trip to England, Vivian accompanies her. There Vivian explores the magnificent royal grounds, she meets Malcom, the handsome private secretary of the Queen. But Malcom is a divorcee with a 19 year old niece in his care.

As Malcom spends time in Vivian’s company, he’s arrested by her charm, wit and positive attitude. But distance, their jobs, family, etc pose a barrier to their budding love.

Duke, Actually by Jenny Holiday

Duke, Actually by Jenny Holiday

The second installment in A Princess for Christmas Series, fans of contemporary romantic comedies will find this book a delight. In this sequel, Maximillian von Hansburg, Baron of Laudon and heir to the Duke of Aquilla, is ditched by a Princess. Faced with the difficult decision marry a suitable bride before he retains his Dukedom, Max goes to New York.

There he makes the acquaintance of the no-nonsense, elegant professor Dani Martinez. Ever since he met her at the Eldovian royal wedding, he’s determined to befriend her. But the delectable Dani is fresh out of a relationship and has called it quits with love.

As their attraction begins to deepen, so does Max’s family dislike for Dani, because they don’t find her a perfect match. Even as Max’s heart tells him she’s the one, and Dani isn’t sure she can make it in Max’s world. Can they find the courage to live they life they desire, even if it means risking everything?.

There you have it for the funny, engaging, steamy romance novels to read this Xmas. Watch out for the next post on best historical romance novels to read this holiday.

Health Tech Companies Restructuring Nigeria’s Healthcare System

Technology is contributing significantly to Africa’s growth, strengthening the health, economic, agricultural and educational sectors. Nigeria is not excluded from the list of countries striving to set foot on the global scene. Health tech is a quantum leap in the area of medicine, but the Nigerian healthcare system is ridiculously inadequate to meet medical needs. Which has caused several -privately owned- health tech companies to swoop in and continuously save the day. Yet, a stark technological divide still exists in the country’s healthcare system.

In no particular order, these are the top health tech companies bridging the gap between health and technology in Nigeria.

Nigerian Health Tech Companies

LifeBank

According to reports, commercialization and personal aversions towards voluntary blood donation truncate blood supply to meet clinical demands. Death tolls rise every year from bleeding complications during childbirth, accidents, anemia and other chronic ailments. The recipients of blood transfusion end up paying heavily to some commercial donors due to the ill-equipped nature of blood banks in most Nigerian government hospitals.

Temie Giwa-Tubosun Founder and Group CEO of LifeBank
Temie Giwa-Tubosun Founder and Group CEO of LifeBank Credit: CNN

LifeBank is a digitized platform based in Lagos that specializes in the distribution of blood, oxygen, and medical consumables. The startup sources and safely transports blood and blood products from authorized blood banks, using a WHO-endorsed cold chain system to hospitals and healthcare facilities. LifeBank marshals the defective framework of federal hospitals by supplying plant-sourced medical oxygen, accessories, supplies, etc, from a host of partners and distributors.

It was founded in 2016 by Temie Giwa-Tubosun after the complicated delivery of her son. The health tech company has witnessed notable expansion into other countries like Kenya and Ethiopia within five years.

Healthtracka

CEOs of top health tech companies in Nigeria
Ifeoluwa Dare-Johnson Credit: Healthtracka

Healthtracka is a Nigeria-based health startup that offers at-home diagnostic tests and wellness checkups. The digital platform addresses the feasibility that most healthcare organisations in Nigeria severely lack. Due to the cumbersome processes involved in patient screenings, the need for technological applications in the area of medicine is imperative. Health tech companies such as Healthtracka intervene to simplify a myriad of things and save millions of lives.

The platform works by allowing its users to purchase their preferred screening packages using the mobile app. Users are then expected to visit any Healthtracka-affiliated laboratory proximal to them or select the home sample collection option. After which users/patients receive digital results within 24 – 48 hours.

Ifeoluwa Dare-Johnson together with Victor Amusan took the initiative in May 2021 to establish the platform after Ife’s father passed away from stroke resulting from a late diagnosis of diabetes and hypertension. The startup received $1.5 million in seed funding shortly after participating in the Techstars Toronto accelerator program. Healthtracka’s primary focus is to ensure that Nigerians who go about their lives oblivious to pre-existing medical conditions receive appropriate medical attention.

Ifeoluwa Dare-Johnson CEO of Healthtracka

Remedial Health

CEO of top health tech companies in Nigeria
Samuel Okwuada and Victor Benjamin Credit: Remedial Health

Remedial Health is a rapidly growing pharmaceutical procurement company which started as a private-label brand before branching out into tech. All attempts by the government to foil the smuggling of falsified and illicit medicines in different parts of the country have been thwarted steadily. As a result, the startup is one of the leading health tech companies in Nigeria offering solutions to counterfeit drug distribution.

The mass mortality of millions of Nigerians, and cost and treatment failures from the consumption of substandard pharmaceutical products necessitated the establishment of Remedial Health. Samuel Okwuada, a self-taught software developer and qualified pharmacist along with Victor Benjamin, a pharmaceutical sales agent with considerable expertise, founded Remedial Health jointly in 2021.

Since its inception, the business has expanded to become a national pharmaceutical supply chain. Licensed pharmaceutical products have been obtained by healthcare providers, pharmacies, chemists and other registered drug retail outlets. Remedial Health’s digitized supply of pharmaceutical products also enables the procurement of authentic and affordable medicines via reliable logistics network.

Health Tech Companies Restructuring Nigeria's Healthcare System
Photo Credit: Remedial Health

In September 2022, it secured $4.4 million in seed funding to broaden its reach across Nigeria. As well as for bankrolling businesses, provision of loans to SMEs unfairly prejudiced by financial institutions for creditworthiness and rendering services to their increasing client base of neighborhood pharmacies, Proprietary Patent Medicine Vendors (PPMVs) and hospitals.

54gene

top health tech companies in Nigeria
The 54gene executive leadership team on the company’s 3rd anniversary (L-R) Jude Uzonwanne, Teresia Bost, Delali Attipoe, and Dr. Abasi Ene-Obong

The African genomics company was founded by Dr. Abasi Ene-Obong who recently relinquished his role as chief executive officer to become a senior adviser. Following a 30% layoff of their workforce in August 2022 until his resignation, Ene-Obong was the co-founder and CEO of 54gene. In 2019, Abasi Ene-Obong, Damilola Oni, Gatumi Aliyu, and Ogochukwu Francis Osifo allied to build a biotechnology industry that will change Africa’s healthcare system.

The startup seeks to represent the underrepresented population in genomics studies so that precision medicine is equalized. The majority of the genetic materials used in most pharmaceutical research are Caucasians, with only a sprinkling of Africans. Irrespective of the solid genetic diversity inherent in African ancestry. 54gene tackles this imbalance through advanced research infrastructure, highly curated data and genomic medicine for minoritized countries.

Lifestores Healthcare

Credit: Lifestores

Nigeria operates three main levels of the healthcare system, unlike some advanced countries that boast four concrete tiers. The levels are primary, secondary and tertiary healthcare systems. The weak structures of the Nigerian healthcare system and the inability to access quality healthcare from the least tier galvanized Bryan Mezue into action. He joined forces with his co-founder Andrew Garza to commence a health tech platform that’ll offer equal access to essential primary healthcare despite social bias.

Lifestores Healthcare runs a tech-enabled marketplace named OGApharmacy, as well as an ERP system. OGApharmacy is a digital procurement platform that enables pharmacies and hospitals to merge their choice requirements. The pharmaceutical marketplace then bargains for the lowest possible prices on certified medications, allowing for collective savings. Meanwhile, enterprise resource planning (ERP) allows for Lifestore customers to execute operations effectively.

Ever since its launch, the startup has served over 100,000 patients monthly, including 700 plus pharmacies and dispensaries. With more than $1 million saved for healthcare providers, 7,000 products sourced from verified suppliers and 10% of pharmacies in Nigeria served.

Reliance Health

Nigerians are no strangers to telehealth thanks to the advent of Covid-19 which shook the world’s economy. The aftermath of the pandemic greatly expedited telemedicine, prompting the world to veer towards the inclusion of virtual healthcare technologies in healthcare systems.

Reliance Health is among the health tech companies in Nigeria restructuring the face of medical care. Founded in 2016 by Femi KutiOpeyemi Olumekun and Matthew Mayaki, the startup operates by cooperating with hospitals and exclusive healthcare facilities to provide healthcare. Through a blend of integrated approach, which consists of telemedicine, affordable health insurance and innovative solutions.

Reliance Health Image Credit: People of Color in Tech

The telemedicine programme provided by Reliance Health allows customers to make online consultations and drug deliveries. Mitigating unnecessary consultations that often overcrowd Nigerian health centers. An array of health plans for families and businesses also exists on the Reliance Health insurance platform. The health tech startup is YC-backed along with a league of other investors, hospitals and laboratories.

List Of Hottest South Korean Actors / Favourite K-dramas

Contrary to popular beliefs that Korean dramas are cheesy excuses for romantic plays, you’ll realize the error of your ways once you watch one. There are a thousand and one Asian actors gracing millions of screens across the globe. Smoking hot actors that act in even steamier dramas/movies. Korean actors happen to be at the very top rung of the hottest Asian actors ladder. We’ll be looking at a ton of the all-time Hottest South Korean Actors in this post. Their biography and some of the dramas they featured in.

Jahaziel Esqueche Credit: pexels.com

A lot of folks avoid watching Korean dramas otherwise known as K-dramas because they’re considered too mawkish. Yes, that loud gasp of disbelief was from Adie-hard K-drama fa! First of all, what’s not to love about Korean actors?. They’re perfect!. With dreamy, come-hither looks, super rich, romantic, plus that stubborn hair that keeps falling into their eyes, and did we mention rich?.”

Favourite Kdrama actors
Hi-Su Lee Credit unsplash.com

Before you venture to Reddit to type a disparaging Aree Kdramas even worth the hype?” question, think it through. Take some time to reflect on what would undoubtedly be the gravest mistake you have ever made in recent times. The reason is that Kdrama fans on Reddit or even any other social media space will maul you.

We asked staunch Korean film lovers about their list of hottest South Korean actors, including movie recommendations to aid your Kdrama integration. Here are some of the drool-worthy suggestions we got.

Hottest South Korean Actors

Lee Min-ho

Favourite Kdrama Actors Lee Min-ho
Credit: Kdrama stars

Topping the hottest South Korean actors list is singer, model, creative director,r and businessman, Lee Min-ho. Women all over the world never stop gushing over Lee Min-ho. They even went as far as creating an official fan club called Minoz. This alliance was formed in June 2009 in South Korea and Japan. The 35-year-old famous actor is every inch an attractive specimen and deserves all the love he’s getting.

The versatile actor who gained popularity worldwide with his role as GuJun-Pyoo in Boys Over Flowers is irreplaceable in the hearts of millions. His role in the 2009 drama series also earned him the Best New Actor award at the 45th Baeksang Arts Awards. Some of his notable lead and guest roles in television series include Personal Taste (2010), City Hunter (2011), Faith (2012), The Heirs (2013), and  The Legend of the Blue Sea (2016). The King: Eternal Monarch (2020) is another television series starring Lee as the top cast.

Favourite Kdrama Actors Lee Min-ho
Credit: instagram@actorleeminho

If you’re able to wipe that drool off your cheek at this point, we thought to share a few random qualities that make Lee stand out. Aside from the fact that he’s devastatingly handsome, Lee is romantic, caring, thoughtful, funny, quirky,y and hardworking.

Song Joong-ki

Favourite Kdrama Actors Song Joong-ki
Credit: hi_songjoongki

Popular actor Song Joong-ki is the second contender on our hottest South Korean actors list, although his loyal fans might have a fit while reading this. Joong-ki is well-known for his wicked good looks and for playing the lead role in the 2021 crime drama Vincenzo. The South Korean actor is not just downright handsome, but incredibly talented as well.

His role in Vincenzo as an aKorean-Italiann mafia lawyer earned him several accolades. The drama won Best Drama Series of 2021 at the 26th Asian Television Awards (ATA). It also became one of the top 10 TV shows on Netflix.

 Song Joong-ki
Credit: hi_songjoongki

The 37-year-old star rose to stardom after his first TV show Sungkyunkwan Scandal aired in 2010. Some of Song Joong-ki’s dramas and movies include Descendants Of The Sun (2016) where he starred as captain of a South Korean Special Forces unit. His 2022 fantasy dramas, The Youngest Son of a Conglomerate and Little Women. Additionally, in 2019, he played the role of an identical twin, Eun-seom in Arthdal Chronicles. Arthdal Chronicles Part 1: The Children of Prophecy, Arthdal Chronicles Part 2: The Sky Turning Inside Out, Rising Lan,d and Arthdal Chronicles Part 3: The Prelude To All Legends.

Others include Man to Man, The Sound of Your Heart, The Innocent Man, Tree With Deep Roots, Obstetrics and Gynecology Doctors, Will It Snow for Christmas?, My Fair Lady, Triple, My Precious You, Love Racing and Get Karl! Oh Soo Jung. A Werewolf Boy and The Battleship Island, both of which are on the list of highest-grossing films in South Korea are some of Joong-ki’s movies.

Gong Yoo

Another all-time favourite Kdrama actor is Gong Ji-cheol popularly known by his stage name Gong Yoo. The 43-year-old star is famous for his heart-stopping looks and impressive acting skills. Gong Yoo is not just appreciated for his impeccable and striking features, many people adore his charming, smart,t and witty persona both on-screen and off it.

Credit: instagram@gongyoo_official

The actor has starred in several Korean dramas and movies including his famous breakout television series, Coffee Prince. Gong played the role of an irresponsible bachelor who pretends to be gay to avoid blind dates arranged by his grandmother.

List of hottest south korean actors
Credit: Yahoo Lifestyle Singapore

School 4 (2001) was his first debut as an actor, after starting his show business career as a video jockey on Mnet in 2000. Subsequently, Gong Yoo did many supporting roles in dramas and movies and hosted the music program “Music Camp” in 2004. Among the other supporting roles he played are in the 2002 dramas, Whenever the Heart Beats and Hard Love. Gong has also starred in Twenty Years, Screen, Biscuit Teache,r and Star Candy, One Fine Day, Big, Dating Agency: Cyrano, Goblin, Squid Gam,e, and The Silent Sea. Come 2024, he will be playing a guest role in Squid Game Season 2.

Ji Chang-wook

Credit: forbes.com

Drop-dead-gorgeous South Korean actor, Ji Chang-wook graced the big screens with his witty, softhearted, swashbuckling persona and won the hearts of millions of kdrama fans. Not only is he charming, he’s very much easy on the eyes, with those rippling pectorals.

Chang-wook’s rise to fame kick-started after his first lead role in the 2010 drama Smile Again. The daily drama saw the beginning of his great talent and versatility. Following the hit on Smile Again, Chang-wook went on to play lead and supporting roles in several other dramas.

All time favourite and hottest south korean actors
Instagram@jichangwook

Some of them include the historical drama Empress Ki, Healer, The K2, Suspicious Partner, Melting Me Softly, Backstreet Rookie, Lovestruck In The City, and the 2022 NetflixK-drama The Sound Of Magic.

For the maximum Ji Chang-wook effect, fans recommend watching some of his earliest dramas. This is reputedly the easiest way to get acquainted with Chang-wook’s terrific personality.

Kim Soo-hyun

hottest south korean actors
Instagram@soohyun_k216

Among the best-drama actors, Soo-Hyunn is one actor that has established a name for himself. In the highest-paid actors’ hierarchy in South Korea, he’s at the head of the table.

Quite impressive are the featsSoo-Hyunn had achieved over a decade. He won four Baeksang Arts Awards, two Grand Bell Awards,s, and one Blue Dragon Film Award. From 2012 to 2016 and in 2021, he appeared in Forbes Korea Power Celebrity 40 list

hottest south korean actors
Instagram@soohyun_k216

His debut sitcom Kimchi Cheese Smile put a spotlight on him and was the groundwork for the complete overhaul of his acting career. Soo-hyun also played lead and supporting roles in various television series and dramas including Jungle Fish which was inspired by true events. Will It Snow For Christmas?, Dream High, Embracing The Sun, My Love From The Stars, The Producers, Hotel Del Luna, Crash Landing On You, It’s Okay To Not Be Okay and One Ordinary Day are Soo-hyun’s major contributions to Korean drama.

 

Kim Kardashian’s $1.26M Pact For Crypto Asset Feud

Socialite Kim Kardashian is facing charges by the United States Securities and Exchange Commission (SEC) for giving publicity to a crypto asset. The charges against the reality Tv star and queen of spotlight came to light in the SEC press release. This was for not disclosing the $250,00 paid to her before publicising the cryptocurrency, especially to her fans.

Kardashian is facing these charges along with popular boxer, Floyd Mayweather, who also made promotional content. Other celebrities who gave the asset their endorsement include Paul Pierce, who publicly announced his earnings from EthereumMax. As well as other insider trading offenders that are yet to face the same charges currently meted out.

According to SEC, Kardashian’s promotion of the crypto asset EthereumMax was deemed illicit -“unlawfully touting a crypto security”- and a compromise was reached.

Kim Kardashian Settles SEC $1.26M For Promoting Crypto Asset

On October 3, SEC’s chairman, Gary Gensler tweeted about a settlement by Kardashian with a $1.26 million penalty payment. Following Kardashian’s agreement not to promote any kind of cryptocurrency for three years. As well as her compliance to help the SEC with its ongoing investigation.

Meanwhile, it is important to take into consideration that the crypto asset EthereumMax and the established Ethereum coin are not related to each other. However, EthereumMax is an extension of the Ethereum coin classified as ERC-20 token on the Ethereum blockchain. The only affiliation eMax has with the famous Ether created in 2013 by programmer Vitalik Buterin is obviously their names.

Kim Kardashian Settles SEC $1.26M For Promoting Crypto Asset
Source: ethereummax.com

Prior to Kim Kardashians post, EthereumMax was a chancy, crypto token invention by some anonymous developers. Unlike Ethereum which is a decentralised, open-source blockchain, with smart contract functionalities, very little is known about EthereumMax.

In his post, Gary exhorted that endorsements by celebrities does not authenticate those products and services. He further declared that crypto assets fall under existing securities laws, as do other new technologies that mirror traditional securities in form and function.

Roger Federer Retires From Tennis An Icon

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Legendary Swiss tennis player, Roger Federer has announced his retirement from the ATP (the Association of Tennis Professionals) Tour. In a heartfelt message, the 41 year old tennis star expressed the wistful feelings that accompanied his decision.

This is a bittersweet decision, because I will miss everything the tour has given me. But at the same time, there is so much to celebrate. I consider myself one of the most fortunate people on Earth. I was given a special talent to play tennis, and I did it at a level that I never imagined, for much longer than I ever thought possible.”

The old hand conveyed his immense gratitude towards his family, sponsors, team, rivals on court, as well as loyal fans. Many athletes in the world of sports congratulated Roger Federer after his announcement. While some of his fellow tennis players, rivals, friends, reminisced their times with him. Meanwhile Federer’s fans have nothing short of respect for the genius.

The torrential adulation Roger Federer got is evidenced by his astounding impact in the world of tennis, sport and beyond. Among those who wrote him is Rafael Nadal . Nadal wrote. “Dear Roger, my friend and rival, I wish this day would have never come… It’s a sad day for me personally and for sports people around the world. I said it to you when we spoke and now it’s here.”

Rafael Nadal and
Rafael Nadal and Roger Federer

“It’s been a pleasure but also an honour and privilege to share all these years with you, living so many amazing moments on and off the court. We will have many more moments to share together in the future, there are still lots of things to do together, we know that.

“For now, I truly wish you all the happiness with your wife, Mirka, your kids, your family and enjoy what’s ahead of you. I’ll see you in London at the Laver Cup.”

Twenty three-time grand slam champion Serena Williams, who recently announced her own retirement from tennis, also welcomed Federer to the “retirement club.”

“I wanted to find the perfect way to say this, as you so eloquently put this game to rest — perfectly done, just like your career,” she wrote on Instagram.

“I have always looked up to you and admired you. Our paths were always so similar, so much the same. You inspired countless millions and millions of people — including me — and we will never forget.

“I applaud you and look forward to all that you do in the future. Welcome to the retirement club. And thank you for being you.”

Twenty-four years ago, Roger Federer started an incredible journey that would forever mark him an icon. He played his first junior match in 1996 at the age of 14, at a grade 2 tournament in Switzerland. Although it was at Wimbledon in 1998 when Roger Federer won both the boys’ singles and doubles final that his principal achievement as a junior player materialised.

Roger Federer wins
Roger Federer wins

After making his ATP debut in Switzerland, he went ahead to become a ten times champion of the tournament. His grand slam breakthrough also came in 2003 at Wimbledon, in the wake of thrashing Andy Roddick in the semifinals and Mark Philippoussis in the final.

Following his career cessation, Federer will play for the last time at the Laver Cup in London’s O2 Arena. Where he will be teaming up with his all-time rivals Novak Djokovic and Rafael Nadal for Team Europe.

Roger Federer arrives London for his last game
Federer in London for his last game

New Movie Releases To Watch This Fourth Quarter

For the remainder of the year, stream as well as download the best action, drama, comedy, romance and horror movies. We’ve made a compilation of all the new movie releases to binge on before the year runs out. Grab a bowl of popcorn, sit back on your couch as we embark on a roller coaster ride of exclusive, blockbuster movies.

New Action Movie Releases

The Woman King

The Woman King Credit:Sony Pictures

This historical epic story is based on alternate history of The Kingdom of Dahomey. One of the most powerful states of Africa in the 18th and 19th centuries. Agojie, the all-female unit of warriors with skills and a fierceness unlike anything the world has ever seen must fight an enemy determined to destroy their way of life.

Black Adam

Black Adam movie

The movie Black Adam is a superhero film starring Dwayne Johnson, Noah Centineo, Aldis Hodge, Sarah Shahi, Quintessa Swindell, Pierce Brosnan among others. In the movie, Teth-Adam (Dwayne Johnson) is an enslaved and imprisoned . He awakes 5,000 years later in present day and determines to not let anything get in his way. The Justice Society of America, featuring Atom Smasher (Noah Centineo), Hawkman (Aldis Hodge), Cyclone (Quintessa Swindell), and Doctor Fate (Pierce Brosnan), confronts Teth-Adam.

Black Panther: Wakanda Forever

Black Panther: Wakanda Forever

In the wake of King T’Challa’s death(Chadwick Boseman), “Queen Ramonda, Shuri, M’Baku, Okoye and Dora Milaje, fight to protect their nation from intervening world powers. The movie stars Angela Bassett as Ramonda, Letitia Wright as Shuri, Winston Duke as M’Baku, Danai Gurira as Okoye etc.

Avatar: The Way of Water

new movie releases avatar
Credit: Avatar.in

Avatar: The Way of Water is the sequel to the 2009 Sci-fi Avatar movie directed by James Cameroon. The story follows the Sully family, the battles they fight to stay alive and the trouble that follows them. As well as the lengths they go to keep each other safe and the tragedies they endure.

Thriller New Movie Releases

Beast

Credit: filmizleyelim

An American survival thriller film directed by Baltasar Kormákur, starring Idris Elba, Iyana Halley, Leah Sava Jeffries, and Sharlto Copley. A father’s strained relationship with his two daughters forces him to reconnect them to their mother’s South African roots, where a beast gone rogue hunts them.

God’s Country

Credit: IMDb

A college professor gets drawn into an escalating battle of wills after she catches two hunters trespassing on her property in the remote mountains of the American West.

Puss in Boots: The Last Wish

new movie re
Credit: Universal Pictures

Puss in Boots is a comedy animation about a cat that discovers that his passion for adventure has taken its toll: he has burnt through eight of his nine lives. Puss sets out on an epic journey to find the mythical Last Wish and restore his nine lives.

Strange World

Credit: Disney

An American animated adventure film produced by Walt Disney Animation Studios starring Jake Gyllenhaal, Jaboukie Young-White, Dennis Quad, Lucy Liu, Gabrielle Union etc.

The legendary Clades are a family of explorers whose differences threatened to topple their latest and most crucial mission. Deep into an uncharted and treacherous land, fantastical creatures await.

Horror Movie Releases

Don’t Worry Darling

don't worry darling  new movie releases
Don’t worry darling Credit: Mount Vic Flicks

The psychological thriller follows a 1950s housewife, Alice Chambers (Florence Pugh), who “discovers her idyllic life in a manufactured company town is far from perfect.” Chambers develops a complicated relationship with her husband, Jack, as she begins to suspect he is hiding disturbing secrets.

Prey for the Devil

Credit: IGN

The Prey for the devil is an American supernatural horror film directed by Daniel Stamm and written by Robert Zappia. It stars Jacqueline Byers, Colin Salmon, Christian Navarro, Lisa Palfrey, Nicholas Ralph, Virginia Madsen, and Ben Cross. The film give an account of a nun who prepares to perform an exorcism and comes face to face with a demonic force with mysterious ties to her past.

The Menu

 In this film directed by Mark Mylod, a young couple travel to a remote island to eat at an exclusive restaurant where the chef has prepared a lavish menu, with some shocking surprises.

Jeepers Creepers

Credit: Plex

Jeepers Creepers: Reborn is an American horror film directed by Timo Vuorensola and written by Sean Michael Argo. The cast of Jeepers Creepers Reborn are Imran Adams(Chase), Sydney Craven(Laine), Gabriel Freilich, Pete Brooke, Gary Graham and Dee Wallace.

Chase and Laine head to the Horror Hound festival where Laine begins to experience unexplained premonitions and disturbing visions associated with the town’s past, and in particular, local legend The Creeper.

As the festival gets underway and the blood-soaked entertainment builds to a frenzy, Laine believes that something unearthly has been summoned and that for the first time in 23 years…The Creeper is back.

Halloween Ends

Credit: IMDb

American slasher film directed by David Gordon Green and written by Green, Danny McBride, Paul Brad, Logan and Chris Bernier. The saga of Michael Myers and Laurie Strode comes to a spine-chilling climax in this final instalment of the franchise.

Goodnight Mommy

goodnight mommy new movie releases
Credit: IMDb

An English-language adaptation of the 2014 Austrian film of the same name. Twin brothers arrive at their mother’s house and begin to suspect that something isn’t right.

Pearl

Credit: IMDb

Pearl is a 2022 American slasher film directed by Ti West, and co-written by West and Mia Goth, who reprises her role as the titular character. Starring David Corenswet, Tandi Wright, Matthew Sunderland, and Emma Jenkins-Purro.

Trapped on her family’s isolated farm, Pearl (Mia Goth) must tend to her ailing father under the bitter and overbearing watch of her devout mother. Lusting for a glamorous life like she’s seen in the movies, Pearl’s ambitions, temptations, and repressions all collide.

Romance New Movie Releases

After Ever Happy

new movie releases this September
After Ever Happy Credit: cosmopolitan.com

The after Ever Happy movie is the fourth sequel in the American romantic drama film After, directed by Castille Landon. The series is based on the 2015 novel of the same name by romance author, Anna Todd. The movie stars Hero Fiennes Tiffin as Hardin Scott, Josephine Langford as Tessa, Arielle Kebbel as Kimberly, Chance Perdomo as Langdon among others.

After Ever Happy follows the tumultuous relationship between two college students; innocent Tessa and Hardin, a damaged boy with several cracks in his life. Hardin discovers that Christian Vance is his biological father and was cheating with Hardin’s mother all his life. Hardin drunkenly and angrily sets his mother’s house ablaze. Tessa and Hardin fights and she returns alone to her apartment where she finds her father’s corpse. With numerous setbacks weighing their relationship, Tessa finally breaks it off and moves to New York with her friend and Hardin’s brother, Landon.

In August 2022, there was a reveal of a secret sequel to After Ever Happy and the official title will be After Everything. Both Josephine Langford and Hero Fiennes will co-star in this fifth instalment.

Meet Cute

new romance movie releases
Photo Editing Ewtnet Credit: Peacock

Meet Cute revolves around when Sheila (Cuoco) and Gary (Davidson) meet and it’s love at first sight. However, viewers will soon realise that Sheila’s got a time machine, and they’ve been falling in love over and over again. But when the perfect night is never quite enough, Sheila travels to Gary’s past to change him into the perfect man.

Bros

new movie releases 2022
Credit: IGN

Bros Hollywood rom-com movie featuring gay men Billy Eichner (Bobby Leiber) and Luke Macfarlane (Aaron) as the leads. Co-written by Billy Eichner, directed by Nicholas Stoller and produced by Judd Apatow, the film tells the story of a New Yorker named Bobby Leiber. A 40 year old queer history podcast host who has spent most of his life alone and has convinced himself he’s better off this way until he meets Aaron.

Drama New Movie Releases

Blonde

blonde new movie releases
Blonde 2022 movie Credit: IMDb

This Adaption of the 2000 novel of the same name by Joyce Carol Oates, it is a fictionalised take on the life of American actress Marilyn Monroe played by Ana de Armas.

The Silent Twins

new movie releases on drama
Credit: IMDb

The Silent Twins is a complicated story of the real-life twins June and Jennifer Gibbons, played by Letitia Wright and Tamara Lawrance. The movie was directed by  Agnieszka Smoczynska

June and Jennifer Gibbons are twins from the only Black family in a small town in Wales in the 1970s and ’80s. Feeling isolated from the community, the pair turn inward and reject communication with everyone but each other.

Then, retreating into their own fantasy world of inspiration and adolescent desires and after a spree of vandalism, the girls are sentenced to Broadmoor. An infamous psychiatric hospital, where they face the choice to separate and survive or die together.

I Wanna Dance

new movie releases on drama
Credit: IMDb

American biographical musical drama film based on the life of American pop icon Whitney Houston. The film is directed by Kasi Lemmons and written by Anthony McCarten, with Houston’s former record producer Clive Davis also serving as a producer on the film.

Babylon

Credit: Soctex

American epic erotic period comedy-drama film written and directed by Damien Chazelle. The movie is set in the 1920s, chronicling the rise and fall of various figures as Hollywood navigates the crucial transition from silent films to talkies.

Adventure New Movie Releases

Disenchanted

Disenchanted movie Credit: IGN

After a spell goes wrong in an attempt to save her current life, Giselle has to save her homeland back in the Kingdom of Andalasia. Disenchanted is a sequel to 2007 Disney movie Enchanted, starring Amy Adams in both movies.

Children’s Adventure / FantasyMovie Releases

Pinocchio

Credit:Av forums

Pinocchio is a live-action remake of the original story from Walt Disney. The American musical fantasy film was directed by Robert Zemeckis and stars Tom Hanks as Geppetto, Benjamin Evan as Pinocchio, Cynthia Erivo as The fairy witch among others

The School For Good And Evil

Credit: IMDb

Based on the 2013 novel of the same name by Soman Chainani. The School for Good and Evil is a teen fantasy movie that spins the tale of Best friends; Sophie and Agatha who find themselves on opposing sides of an epic battle. Starring Sophia Anne Caruso as Sophie, Sofia Wylie as Agatha, Jamie Flatters as Tedros, Charlize Theron as Lady Lesso etc.

Violent Night

Credit: Dread Central

Santa Claus steps in to save the day when a group of mercenaries attack the estate of a wealthy family. The dark humour comedy movie directed by Tommy Wirkola from an original screenplay written by Pat Casey and Josh Miller. Violent night stars David Harbour as Santa Claus, Alex Hassell as Skyler, John Leguizamo as Ben among others.

Comedy Movies

Amsterdam

Credit: IMDb

A period mystery comedy film directed, produced and written by David O. Russell. The movie set in the ’30s, follows three friends who witness a murder, become suspects themselves, and uncover one of the most outrageous plots in American history.

See How They Run

Credit: Baltimore Sun

In 1950s London, plans for a movie version of a smash-hit play come to an abrupt halt after a pivotal member of the crew is murdered. When a world-weary inspector and an eager rookie constable take on the case, they find themselves thrown into a puzzling whodunit. Within the glamorously sordid world of underground theater, investigating the mysterious homicide at their own peril.

Glass Onion: A Knives Out Mystery

comedy new movie releases
Credit: IGN

Tech billionaire Miles Bron invites his friends for a getaway on his private Greek island. When someone turns up dead, Detective Benoit Blanc is put on the case.

A Man Called Otto

Photo Editing by Ewtnet Credit: IMDb

Otto, a crotchety, irritable, and fiercely strict widower, lives a lonely life, judging everyone he sees. When he forms an unlikely friendship with his new neighbors, Otto begins to change.

A Look Into Figma Acquisition By Adobe 2022

On September 15, 2022, news of the Figma Acquisition By Adobe broke the internet. Dylan Field, the Co-founder and CEO of Figma, publicly announced on Twitter its procurement by Computer software company Adobe Inc.

Figma is a collaborative web application/tool for UI and UX designers, including designers of all ages, geographies, and levels of experience, for interface design.

figma's acquisition by adobe
Figma Logo Credit: Geeky Nigeria

It was launched on 27 September 2016 with unarguably one of the most excellent design, prototyping, and code-generation tools.

The Figma design tool is web-centric, but there are desktop versions for both Windows and Mac OS. What makes this design tool spectacular is that it allows for live, real-time collaboration. Meaning, team members can all log into a design at the same time and simultaneously make changes to it.

pexels
Figma collaborative interface allows designers work on a project at the same time credit: pexels.com

According to Dylan Field, Figma’s acquisition by Adobe was an opportunity to make design and developer tools more collaborative and accessible.

Dylan also stated that the acquisition was to accelerate the growth and innovation of the Figma platform with access to Adobe’s technology, expertise and resources in the creative space.

Dylan Field
Dylan Field, CEO Figma

The newly acquired Figma web application will experience expert incorporation of imaging, photography, illustration, video, 3D and font technology. As well as a re-imagination of the best creative tools within the Figma technology stack.

The merger and acquisition which cost approximately $20 billion in cash and stock will keep Figma operating autonomously. Dylan will continue serving as CEO, reporting to David Wadhwani. David is the executive vice president and chief business officer of Digital Media at Adobe. While the entire Figma team will report to the former Figma CEO.

CEO Dylan reports to David Wadhwani
David Wadhwani Adobe

Adobe Inc., in a press release also made emphasis on how the merger would re-imagine the future of creativity, advance product design and empower the designer and developer community.

Cardi B Floors A Troll For Mocking Her Outfit

Popular American rapper and songwriter Cardi B recently slammed a wannabe fashion police who questioned and disparaged her designer get-up. The 29 year old famous queen of clap backs was born Belcalis Marlenis Almánzar in The Bronx, New York. She has garnered an extensive fan base on social media over the years due to her successful music career, jolly personality and toggle switch marriage to American rapper, Offset. Including her “no filter” attitude, unrivalled style and candid remarks.

Cardi B posted photos on Twitter on Sunday, September 11, 2022 with caption “Baby can you blow my heart up.” Her outfit in the two photos whipped up interest in many. It was the regular tie-dye mesh top, causing a disturbance in 2022 women fashion trends but with dramatic, cropped shoulder pads. Cardi B paired the exaggerated mesh top with orange cargo pants and white-toed, black converse sneakers. The stimulating ensemble was complete with a pair of white shades that looks like a cross between swim goggles and oval cat eyeglasses.

Cardi B mesh outfit
Credit: Cardi B

Within minutes of her post, fans flooded her CS, some fondly liking her outfit to Japanese anime Dragon Ball Z. While others trolled her for her utterly drab fashion sense. It is in this category that a Twitter user @szaswiifey1 fell into.

Dragon Ball Z

Twitter Troll Gets A Response From Clap Back Queen Cardi B

An obviously clout chasing, unidentified Twitter user who participated in trolling the queen of hip hop quoted. “What tf are you wearing??.”

Indiyah Polack trolls Cardi B
@szaswiifey1 to Popular Rapper Cardi B

Then Cardi B or rather Candid B, gave a resounding clap back. Her response to the troll’s tweet was “Shit you can’t afford.” Ouch, that stung.

A relentless @szaswiifey1 also quoted the American Rapper’s response with a lengthy note. “I guess you can’t afford a good surgeon cause why your face botched Shut your ass up! You ugly ass btch..,I just asked a question! Maybe if you put more time into learning how to rap….you’d acc amount to something!”

@szaswiifey1 Source: Twitter

Meanwhile, Cardi B who only 5 days ago celebrated her son’s birthday, has since moved on to other pertinent things. It seems her response to the twitter troll has been deleted.

On her Instagram page, the successful mother of two made a birthday post with caption “Words can’t describe how this boy came In to my life and stole my heart 💙🌊…..name fits you perfectly…YOU THE WAVE!”

Cardi B also recently shared on her Instagram live, a tattoo of her son’s name “Wave” tatted on the right side of her face in red ink, below her cheek. Alongside another one of her first daughter “Kulture” which was inscribed on her left arm. She went on to mention how those who troll her for using filters wanted to see her ugly but she keeps getting ahead of them.

Credit: twitter @SkyBaller77

Trolling is harmful and can lower self-esteem, cause depression and provoke suicidal thoughts. Celebrities are always at the receiving end of dehumanising, abusive words from social media users. It’s important to recognise that celebrities are humans before they’re anything else and as such, should be treated kindly. There is no shield covering someone from being negatively affected by verbal abuse simply because they’re famous.

Bezos, Others Reacts To Queen Elizabeth II Demise

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The death of 96 year old British monarch, Queen Elizabeth II has sparked several rumours and debates both on and off the media. While the Queen who was head of United Kingdom for 70 years and 214 days received adulation during her reign for being generous and benevolent, emerging stories suggests she was anything but kind.

Elizabeth II, the eldest daughter to King George VI who died in his sleep became successor to the King. She was thousands of miles away on a holiday trip in Kenya with her husband Prince Philip when she got news of his death. Upon her return, she took over rulership after her coronation at Westminster Abbey in central London on June 2, 1953.

Queen Elizabeth II coronation
Queen Elizabeth II poses for a portrait at home in Buckingham Palace in December 1958 in London, England. (Photo by Donald McKague/Michael Ochs)

Many tech industry leaders have taken to social media to express their condolences at the Queen’s passing. Among the business leaders who shared their sentiments includes Bill Gates, Jeff Bezos, Bob Iger, Sundar Pichai, etc.

Microsoft cofounder Bill Gates tweeted “I feel honored to have met HM Queen Elizabeth, and I am very sad to hear of her passing.”  

There is nothing more noble than to devote your life to the service of others,” Apple’s CEO Tim Cook tweeted

“The world has lost an extraordinary person, Queen Elizabeth,” Disney CEO Bob Iger also tweeted.

The founder and executive chairman of Amazon, Jeff Bezos equally shared his condolences “I can think of no one who better personified duty,” Bezos said. “My deepest condolences to all the Brits mourning her passing today.”

Jeff Bezos And Professor Uju Anya Spar Over Queen Elizabeth II

On September 8, 2022, it was a battle of wills on Twitter space when a tweet by Uju Anya sparked an uproar. Nigerian-born professor of Applied Linguistics, anti-racist and feminist, Uju Anya poured gasoline over the Queen’s grave and ignited it.

Uju Anya, igerian professor who reacted to Queen Elizabeth II death
Uju Anya Credit: Daily Post

In a now deleted tweet which claimed to have “violated the Twitter rules,” Uju Anya expressed antipathy towards the Queen. The self-acclaimed, anti-racist Nigerian professor said “I heard the chief monarch of a thieving raping genocidal empire is finally dying. May her pain be excruciating.”

This controversial tweet has provoked an outrage across Twitter and other social media platforms. It was a savagely cruel thing to say to a dead person, especially one beloved by all. Regardless, Anya maintained her stance with a follow up tweet amid cheers and verbal onslaughts.

“If anyone expects me to express anything but disdain for the monarch who supervised a government that sponsored the genocide that massacred and displaced half my family and the consequences of which those alive today are still trying to overcome, you can keep wishing upon a star,” Uju Anya tweeted.

Reacting to the initial tweet, Bezos tweeted “This is someone supposedly working to make the world better? I don’t think so. Wow,”

The institution where Uju Anya works expressed displeasure toward the offensive message following the stir Uju’s tweet caused. “We do not condone the offensive and objectionable messages posted by Uju Anya today on her personal social media account,”

Carnegie University opposed the tweet but sang that, freedom of expression is one of their unswerving beliefs. “Free expression is core to the mission of higher education, however, the views she shared absolutely do not represent the values of the institution nor the standards of discourse we seek to foster.”

Why Did Uju Anya Make That Tweet About The Queen?

The alleged role of the British empire in supplying the Nigerian government with arms and ammunition during the Nigerian Civil War between 1967 and 1970. Over a million people, mostly from the southeast region were killed during the war.

Following Uju’s tweet, several Nigerians have made similar tweets on the negative effects of British colonialism in Nigeria and Africa. The British takeover, slavery, stolen artifacts, rape, hunger, the Igbo landing, etc.

Quuen Elizabeth II demise spark controversy among igbos
How the Igbo people showed strength and unity in the face of persecution in ancient times Source: BBC Igbo

Yet another subject of resentment towards the Queen is her crown, adorned with the jewels stolen from Britain’s many colonies. Neither Queen Elizabeth II nor any member of the Royal Family ever apologised for the British imperial crimes committed in the past.

Africans still mourn the loss of what the British colonial masters took from them. Among them is Muthoni Mathenge, a Kenyan woman in her 90s who was tortured with an ax by British soldiers in 1952 for protecting her husband and resisting the British control. Muthoni recounted how she and several others were forced to bury their fellow comrades who were killed by the British.

Muthoni Mathenege asks Queen Elizabeth II to compensate her.
Muthoni Mathenge with a photo of her husband credit: The Star

It might be hard to dispel these rumours, as so many Africans are reminiscing the subjugation of the British government. It is however important to note that Queen Elizabeth II cannot be held solely accountable for all the barbarousness of Britain over the years.

In many cases, the decisions made by the British government did not come directly from her. However, as the Monarch, everyone’s resentment, rage and hatred was targeted towards her.

The Queen never found it politically beneficial to apologise for the wrongs of the British government, hence, she never did.

Apple’s iPhone 14 With Emergency SOS Unveiled

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On September 8, 2022, Apple unveiled the new iPhone 14 and iPhone 14 Plus. A next-generation smart device with the A15 Bionic chipset, emergency satellite SOS, and crash detection, all integrated with iOS 16 features.

The 6.1″ inch screen and a 6.7” inch larger screen display allow for HDR content. Apple’s iPhone 14 and 14 Plus are available in midnight, blue, starlight, purple and red. Also in 128GB, 256GB, and 512GB storage capacities. The US models of the iPhone also come with an eSIM, meaning there is no physical SIM tray.

In the meantime, the tech community is abuzz with the special iOS 16 features and availability dates of high-end devices across the world. Technophiles worldwide are already pre-ordering iPhone 14 and iPhone 14 Plus. Find out the specifications and features below.

iPhone 14
Credit: IG @cellcompanycat

iPhone 14 Emergency SOS Feature

The new safety feature called emergency SOS via satellite is a feature that Apple introduced on both recently unveiled iPhone 14 models. The feature claims to get one in touch with emergency services in areas where there’s no reception.

In dire situations when you’re out of cellular and Wi-Fi coverage, you can send messages via satellites to get the help you need.

Emergency SOS via satellite photo 2

How To Use The Emergency SOS Via Satellite Feature

Firstly, to access the emergency SOS feature, an iPhone 14 model is required, alongside an iOS 16 software update.

Secondly, try calling emergency services. Another prerequisite to using emergency SOS via satellite is no cellular and Wi-Fi coverage. There has to be an actual disturbance in the network connection before utilizing the emergency feature. Once the above-mentioned details are covered, proceed to;

  • Tap Emergency Text via Satellite.
  • Tap Report Emergency.
  • Answer the necessary emergency questions to provide details about your situation. 
  • You can also choose to notify your emergency contacts regarding the nature of your emergency.
  • Then follow the onscreen instructions to connect to a satellite.
  • While the connection is successful, be sure to keep following the onscreen instructions so the message can deliver.
iphone 14 emergency sos
Credit: Apple Inc.

Note that once connected to an emergency service, iPhone 14 starts a text conversation with emergency responders. It goes as far as sharing critical information like your Medical ID and emergency contact information (that’s if you’ve previously set up one). The nature of the emergency, your location, and the remaining battery life of the iPhone will also get to the emergency services.

Which Location Is Emergency SOS via satellite available?

Apple’s emergency satellite feature is only available in the US and Canada as at the launch of the iPhone. This includes Puerto Rico and US Virgin Islands, but not Guam or American Samoa. The feature is equally unavailable on iPhone models that you acquire in China mainland, Hong Kong, or Macao.

iPhone 14 / iPhone 14 Plus Features And Specifications

  • Announced: September 7, 2022
  • Weight: 203 grams
  • Display: Super Retina XDR display
  • OS: iOS 16
  • Chipset: Apple A16 Bionic (4 nm)
  • Internal: 128GB 6GB RAM, 256GB 6GB RAM, 512GB 6GB RAM, 1TB 6GB RAM NVMe
  • Camera: Dual-camera system with HDR features
  • Sim Card: Dual eSIM support
  • Battery: Built-in rechargeable lithium-ion battery
  • Cellular & Wireless Network: 5G (sub‑6 GHz and mmWave), Gigabit LTE, Ultra Wideband
  • Safety: Emergency SOS via satellite, crash detection
  • Splash, water, and dust resistant

World’s Richest Men Updated list

To acquire the ‘wealthiest person on earth’ title or enter the ‘World’s Richest Men’ list demands more than just a homogeneous portfolio. Billionaires are stinking rich individuals, with assets ranging from cash and cash equivalents, real estate, as well as business and personal properties.

You’re never going to amass such wealth being a white collar worker. Even if you work a hundred jobs, you might wither off before you enjoy said wealth. These rich as Croesus entities sink their money in the unpredictable oceans of stocks, bonds, and other types of stable investments. They take impossibly high and calculated risks.

Who Publishes The World’s Richest Men List?

World's Richest Men
Photo Credit: Pexels

The Real-Time Billionaires List otherwise known as World’s Billionaires List is the ranking of the world’s wealthiest billionaires based on their recorded net worth. It is curated and published annually every March by American business magazine Forbes. The inaugural edition of the list was released in March 1987.

The net total worth of each person on the list is approximated and specified in US dollars. This is based on their documented assets and accounting for debt and other determinants. These lists only show the top 10 wealthiest billionaires for each year. Although, excluded from these lists are Royalties and Dictators who amass wealth from their status.

It’s Not Just Men On The Billionaires List

To most people, the richest individuals alive are men and contrary to this otherwise spurious impression, women are snugly nestling at the top of Forbes’ elite ladder. There were 328 women on the world’s billionaires list as of 17 March 2021 and 327 as at 2022. Below are some of the top three richest women in the world.

Françoise Bettencourt Meyers

Francoise betterncourt on world's richestt men
Photo Credit: The Business Standard

The billionaire heiress, Françoise is the richest woman in the world, with an estimated net worth of $74.6B as of August 2022. Born and raised catholic, she’s the granddaughter of L’Oréal founder, Eugène Schueller. Her mother Liliane Bettencourt died in 2017 and Françoise inherited her wealth despite all the scandals, tragedies and controversies. The French businesswoman is married to Jean-Pierre Meyers, the grandson of a rabbi murdered at Auschwitz and they have two kids. Françoise is also a writer, philantrophist, pianist and has written various commentaries on the bible.

Alice Walton

Alice Walton on world's richest men
Photo Credit: Ironside Photography

Second on the list is Alice Walton. An American heiress and the only daughter of Walmart founder and magnate, Sam Walton. She’s ranking 19th on the Forbes Real Time list with a whooping net worth of $61.7B as of August 2022, making her the 20th-richest person, and the second richest woman in the world. The 72 year old billionaire’s interest in art led her to develop the Crystal Bridges Museum Of American Art. In 2019, she lost the top spot on the list to L’Oréal heiress, Francoise Bettencourt Meyers. Also, in September 2016, she owned over US$11 billion in Walmart shares and Walton has donated millions of her shares to arts and other charitable causes.

Julia Koch

Julia Koch on world's richest men
Photo Credit: Pulse NG

Julia Margaret Flesher Koch is the third richest woman in the world. She inherited 42% stake in Koch industries when her husband David Koch died in August 2019 at age 79. Julia Koch’s family came from a farming background in Iowa. She worked her way up from her parent’s clothing store, as a model, fashion designer’s assistant to becoming one of the wealthiest women on earth. As at August 2022, her net worth is $57.9B and she ranks 21 on forbes real time billionaires list.

Here are the list of the world’s richest men according to Forbes real time billionaires list 2022

Profile Of The World’s Richest Men 2022

Elon Musk

Elon Musk on world's richest men
Photo Credit: Bio

Business mogul Elon Musk is the richest man in the world, with a staggering net worth of $272B as of August 2022. The industrialist surpassed Jeff Bezos, the founder of Amazon, who was in the number one position in 2021. He co-founded six companies including electric car maker Tesla, rocket producer SpaceX and tunnelling startup Boring Company. SpaceX, founded in 2002, is worth $127 billion while the Boring Company, which aims to defeat traffic, is worth $5.675 billion. Twitter’s board agreed to sell the company to Musk for $44 billion in April 2022, after he disclosed a 9.1% stake and threatened a hostile takeover.

Bernard Arnault family

World's Richest Men Bernard Arnault
Photo Credit: Reuters

Next on the world’s richest men list is Bernard Jean Étienne Arnault with a net worth of $171.4B. The French business magnate, investor, and art collector is the co-founder and CEO of LVMH, Louis Vuitton and Sephora. Recently, he acquired Tifanny & Co for $15.8 billion and these are just a few of his multitudinous investments.

Jeff Bezzos

Jeff bezos on world's richest men list
Photo Credit: The Ladders

Right out of his garage, business tycoon Jeffrey Preston Bezos built his empire. He is the founder, executive chairman and former president and CEO of Amazon which he almost named “Cadabra”, thankfully he didn’t. He is the third on the world’s richest men list.

Jeff Bezos equally has a net worth of $167.1B as of august 2022,. Meanwhile in August 2020, Bezos became the first person in contemporary history to accumulate a fortune of over $200 billion. Also in 2018, he was the wealthiest person in the world in 2018 when his net worth doubled, jumping from $81.5 billion in October 2017 to $160 billion the following October, thanks to Amazon’s soaring stock price. The Amazon bigwig stepped down in 2021 from his position as CEO to become Executive Chairman of the Amazon Board. His rationale for this action was to focus Day 1 Fund, Bezos Earth Fund, Blue Origin, The Washington Post, among his other interests.

Gautam Adani & family

Gautam Adani
Photo Credit: Trade Brains

The 4th richest man in the world is Indian billionaire industrialist Gautam Shantilal Adani worth around $135.9B. He is the richest man in India and all of Asia. Gautam Adani is the CEO of Adani Group which deals on ports development, real estate as well as power generation and transmission. The infrastructure tycoon has plans of becoming the world’s largest producer of green energy and has also said he will invest up to $70 billion on renewable energy projects.

Bill Gates 

World's Richest Men Bill Gates
Photo Credit: Cgiar

William Henry Gates III is an American business mogul, software developer, investor, author, philanthropist and co-founder of Microsoft. He wrote his first software program at 13 and when he was 19, started Microsoft with his now late childhood friend Paul Allen. From 1995 to 2017, he held the Forbes title of the richest person in the world every year. In 2017, Amazon founder Jeff Bezos outranked Gates to become the wealthiest in 2017. He later resigned as the Chairman of Microsoft to focus on his philanthropic endeavours on climate change, global health, and education. He was married to Melinda gates until the duo parted in 2021 amid a myriad of unhealthy reasons.

Larry Ellison

 Larry Ellison on world's richest men list
Photo Credit: CNBC

Lawrence Joseph Ellison is the co-founder, chief technology officer and former CEO of American colossal software company, Oracle. The college dropout started out by building databases for the CIA and also expanded to purchasing and owning stakes in NetSuite, Tesla, Astex Pharmaceuticals among others. After 37 years reins on the technology company, Ellison assumed the position of CTO and executive chairman. His current net worth is $109.9B and he’s the 6th world’s richest men list. In addition, Ellison has donated several million dollars to charitable causes. He has been married and divorced four times with four kids but is currently in a relationship.

Warren Buffet

world's richest men Warren Buffett
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We cannot curate a list of successful people in the world without including the eminent Warren Edward Buffett. He is an investor and the current CEO of Berkshire Hathaway, a holding company for a multitude of businesses in insurance, freight retail transportation, energy generation and distribution, manufacturing etc. Warren is currently the seventh on the world’s richest men list with a net worth of $106.6B. He is popularly known as the ‘Oracle of Omaha’ and aims to donate 99% of his wealth to philanthropic causes.

Larry Page

Lawrence Page on world's richest men list
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American computer scientist Lawrence Edward Page is the eight richest man in the world. He is worth over $103.5B . The alpha geek co-founded Google with Sergey Brin and was the CEO from 1997 until 2001. Page subsequently moved to google’s parent company Alphabet and was the CEO before stepping down in 2019. Page has invested in Tesla and several other investments including renewable energy technology.

Sergey Brin

Sergey Brin world's richest men list
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Ninth on the list is Sergey Mikhailovich Brin. An American business tycoon, computer scientist, and internet entrepreneur. He was born to Russian Jewish parents and his father is a retired mathematics professor at the University of Maryland. Sergey co-founded Google with Larry Page in 1998 after the two met at Stanford University while studying for advanced degrees in computer science. In 2015 he became the CEO of Alphabet, Google’s parent company and later gave up his role as president in 2019 but still remains a shareholder and board member. Sergey has been married and divorced twice with three children. His estimated net worth as at August is $100.4B.

Mukesh Ambani

 Mukesh Ambani on world's richest men list
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Mukesh Dhirubhai Ambani is our tenth wealthiest man in the world with a current net worth of $96.2B. He is the founder and chairman of Reliance Industries, a business his later father who was a textile trader back in the 70s started. After obtaining a degree in Chemical Engineering, he enrolled for an MBA at Standford University but withdrew in 1980 to help his father start Reliance. Mukesh launched reliance’s Jio, a 4G phone and broadband service in 2016 and today, investors in Jio include Google and Facebook.

6 Phones Compatible With 5G Network Connection

5G is the 5th generation technology for broadband mobile phone networks that require 5G-compatible devices to ensure network connection. As wireless technology becomes more commonplace, so also does the increase in the manufacture of smartphones with 5G modems. Some mobile phones will not support 5G, hence, you need to know if your device is congruent with the cutting-edge technology network.

Before acquiring new gadgets, you want to be sure that they are 5G-enabled. So you don’t run the risk of being outpaced in an era of groundbreaking innovations. It is imperative to know also, the phone specifications, performance, and internet or broadband speed within your location. For ease of reference, we’ve earlier reviewed how to use a wifi speed test to determine network coverage in your location.

Here are six 5G-compatible phones from iPhones to the latest Samsung phones and Nokia phones that will guarantee network connection.

iPhone 13 Pro Max

broadband network connection for 5G phones
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Overall Best Phone With 5G Network Connection

Apple’s iPhone 13 Pro Max like every phone in the 13 series such as; iPhone 13 Mini, and iPhone 13, supports an assortment of 5G network connections. Ranging from frequencies under sub-6GHz, ultra-wideband to mmWave which provides greater bandwidth. Unlike other iPhone series, the iPhone 13 is the best mobile phone to use if you want to enjoy seamless transmission speed.

iPhone 13 Pro Max Specifications

  • Released. Sep 24, 2021.
  • Display. 6.1 inches. 2532 x 1170 pixels. 60Hz Refresh rate.
  • Camera. 12 MP (Dual camera) 12 MP front.
  • Hardware. Apple A15 Bionic. 4GB RAM.
  • Storage. 128GB, not expandable.
  • Battery. 3227 mAh.
  • OS. iOS 15.x

Samsung Galaxy S22 Ultra

Samsung Galaxy S22 Ultra 5G network connection
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Overall Best Android Phone With 5G Network Connection

Samsung S22 Ultra 5G Specifications

  • Released February 25, 2022
  • Display: 6.8 inches Dynamic AMOLED
  • Dimensions:  77.9 x 163.3 x 8.9 mm
  • OS· Android 12
  • Battery: 5000mAh (typical)
  • Weight: 228 g / 229 g (mmWave) (8.04 oz)
  • Camera: Photo / Video
  • Internal: 128GB 8GB RAM, 256GB 12GB RAM
  • Main Camera: Quad

Samsung Galaxy S21

Source: The Verge

Galaxy S21 5G Specifications

  • Released January 29, 2021
  • Dimensions: 151.7 x 71.2 x 7.9 mm
  • Weight:169 g (Sub6), 171 g (mmWave) (5.96 oz)
  • Display: 6.2 inches Dynamic AMOLED 2X
  • OS: Android 11, One UI 3.1
  • Internal: 128GB 8GB RAM, 256GB 8GB RAM
  • Battery: 4000mAh
  • Main Camera: Triple

Google Pixel 6a

Google pixel 6a 5G network connection
Google Pixel 6a with glass coating Source: IG @isstoyohashi

The Google Pixel 6a Specifications

  • Released July 28, 2022
  • Display: Full-screen 6.1-inch (156 mm)
  •  Battery Capacity – 4410 mAh
  • Weight: 178 g
  • Processor: Google Tensor
  • Rear Camera: 12.2 MP dual pixel wide camera
  • Front Camera: 8 MP
  • OS: Android 12, with 3 operating system upgrades

Asus Zenfone 9 5G Network Connection

Asus Zenfone 9 is 5-g enabled for smooth network connection
Source: IG @Superdroid_8

Asus Zenfone 9 is an Android 13 beta program phone that supports 5G for smooth network connection.

Asus Zenfone 9 Specifications

  • Dimension: 146.5 x 68.1 x 9.1 mm
  • Weight: 169g
  • OS: Android 12
  • Display: 5.9-inch 20:9 (2400 x 1080) 120Hz Samsung AMOLED
  • Battery: 4300mAh (typ) battery
  • Internal: 128 or 256 GB
  • Processor: Qualcomm® Snapdragon® 8+ Gen 1 Mobile Platform

Xiaomi 12 Lite 5G

Source: IG @Superdroid_8

The Xiaomi 12 Lite 5G is a cool, next-generation smartphone configured with 5G technology. it is set to be launched before the end of 2022.

Xiaomi 12 Lite 5G Specs

  • Released 2022
  • Internal: Snapdragon 778G, Octa Core, 2.4 GHz Processor | 6 GB RAM, 128 GB inbuilt
  • Battery: 4300 mAh with Fast Charging
  • Display: 6.55 inches, AMOLED Screen 1080 x 2400 px, 120 Hz Display with Punch Hole
  • Camera: 108 MP + 8 MP + 2 MP Triple Rear & 32 MP Front Camera
  • OS: Android v12

What’s Inflation – Upshot Of It On Future Of Stock Market

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Inflation is an extensively used word that most people have heard, yet few truly make sense of. What’s Inflation?.

Simply put, inflation is the rise in prices of goods and services over time.

what's inflation
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The rise can be due to increase in production cost and upsurge in demand of these products and services. Across the world, it poses a significant challenge because it makes money saved today less valuable tomorrow. It is calculated using a myriad of economic indexes including the consumer price index (CPI) and the producer price index (PPI).

Consumer Price Index

The consumer price index measures price changes from the perspective of the consumer and tracks price changes in various goods and services. It is published each month in the Official Journal.

Producer Price Index

The producer price index looks at price changes from the seller’s perspective by measuring the prices that companies pay for the the raw materials that are used to produce goods. The PPI is beneficial because price escalations usually starts in the supply chain when the costs of production shoots up.

What Triggers Inflation?

What's inflation
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The causes vary across countries and it does not impact everything the same way.

Demand-Pull Inflation

This is the most common cause of price increment and occurs when there is a huge consumer demand for products and services. It is also known as price inflation. If the economy demands more goods and services than are available, it fuels demand-pull inflation.

With the growing economy and global expectations of inflation which drives people to purchase things to avoid higher future prices, there is ultimately increase in demand. Alternatively, when government monetary policies cannot manage the growth rate of money supply in an economy, it drives hyperinflation. Hyperinflation is the oversupply of physical cash without corresponding increase in production of goods and services. Fiscal policy, technological innovation etc, also creates demand-pull.

Cost Push Inflation

Cost push inflation results from increase in cost of production and prices of inputs like raw materials, labour, marketing, rent, supplies etc. Here, the demand for goods and services remains the same or it increases but the supply dwindles. Which causes rise in prices of goods and services.

This type of inflationary trend is rare because demand usually declines before cost push commence. Natural disasters, supply chain disruptions and exchange rates fluctuations can also bring about cost push inflation.

What’s inflation doing to the world’s vulnerable?

What's Inflation
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Inflation lowers purchasing power, values of pensions, savings and treasury bonds. The people who will inordinately suffer from the price upsurges include low-income consumers with fixed wages, because their income remains static while prices of gas, electricity and food escalates.

Conversely, there are several uncertainties and worries for those planning towards retirement. A retiree with $1 million saved for retirement who expects to spend $50,000 annually. Assuming 3% annual inflation and a steady 3% rate of return, that $1 million would last for 20 years. But if inflation rose to 12% a year, $1 million would run out in 11 years and nine months—and that’s a good reason to be distressed.

Is No One Benefiting?

what's inflation
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Inflation sometimes has healthy side effects. High rates makes it easier to pay back outstanding debt. Over time, the value of the debt will reduce, since the amount borrowed will not be worth as much. The government find it easier to reduce the real value of its debt.

Inflationary spirals sometimes influences job growth. Economist A. W. Philips hypothesised that when inflation is high, unemployment is low and vice versa. When job recruitment is high, more people are working and they have purchasing power which ultimately lead to increase in demand and prices soar. On the hand, When less people are working, their purchasing power decreases which leads to decrease in demand and deflation.

what's inflation
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Assets like real estate serves as a buffer. If you own assets in housing before inflation rises, it will benefit you. Although there are limitations to this – realtors and landlords increase rents during demand-pull inflation as expected, but will find it hard to do so in cost push inflation.

Fixed-rate mortgage owners also benefit from inflation because the value of monthly mortgage payments will decrease gradually.

Other potent hedges against inflation is investments in raw material, agriculture, commodities and gold.

what's inflation
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The Future Of The Stock Market

High inflationary spirals creates uncertainties for banks and companies. There is a reluctance to invest and this can impair the economy’s long-term performance. If inflation is minimal and predictable, it is easier to reduce its impact. Unexpected price hikes is the most upsetting.

What's Inflation
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How does this affect the stock market?. It leads to soaring stock prices. The sky-high prices of inputs during inflationary times propel most companies to experience lower profit margins, which negatively affects stock prices. The effects of inflation on stocks in the short run can be more catastrophic than the long run. That is to say that, value of stocks can appreciate over an inflationary period and the goods and services it can be exchanged for remains constant despite higher prices. Although some type of stocks perform better during inflation. Value stocks tend to perform better when rates are high and growth stocks perform better when rates are low. Value stocks are found in sectors like energy, financials, industrial and are less expensive. It is often preferred to growth stocks for investors because of lower risk, lower share prices and dividend income.

Ketogenic Diet To Fight Cardiovascular Diseases

ketogenic diet plan
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Thinking of starting a ketogenic diet to manage a health problem, but you’re not sure where to begin?. Or you probably worry about online nutritional experts that promise a world of effective diet plans and end up delivering a bowl of dirt?.

In this post, we’ll consider ketogenic diet benefits, meal plans/ ideas. If it curbs diseases and factors to take into account before starting a keto diet.

Ketogenic Diet

The ketogenic diet commonly referred to as “keto diet”, is essentially an eating plan that expends the body of carbohydrates and forces it to burn fat for energy, by using a process called ketosis.

Naturally, the human body uses glucose from carbohydrate foods as its main source of fuel. However, when the body is deficient in glucose, the liver has no choice but to break down stored fat to produce energy.

A quick look at the types of ketogenic diets will help you understand better what kind of plan you need.

Standard Ketogenic Diet

A typical keto diet is rich in 70 – 75% fat, with moderate proteins of about 20% and zero carbs. The aim is to get more calories from fats than carbohydrates. Although this may be a mainstream ratio, following a keto diet depends on your body’s needs, genetic makeup and composition. Since this low carbohydrate regimen is very restrictive, it means you have to incorporate unlimited grams of fat in your meals. This can be very difficult to maintain. Over time, you may tempted to go back to your old carbohydrate cravings and habits.

Cyclical Ketogenic Diet

This is a modification of the standard keto diet and involves higher carbohydrate consumption to replace your body’s expended glucose supply. During keto cycling, your body switches from one energy source (ketones which is the by product of ketosis) to another (glucose).

The cyclical ketogenic diet comprises 70% fat, 20% protein and 10% carbohydrates. To achieve this, a standard keto diet of 5 – 6 days is maintained, followed by 1 -2 days alternative cyclical diet. Again, this ratio is not a standard approved dietary ratio. It improves athletic performance and digestion as more fibre is added to your diet.

Foods to eat

ketogenic diet foods
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The list of foods that most keto diet plans allow include

Meats – chicken, fatty steak, pork, veal, lamb, beef, buffalo, bacon and bison.

Fish – salmon, tilapia, mackerel, trout, tuna, sardines, flounder, bass and anchovies.

Fats – butter, olive oil, macadamia oil, coconut oil, avocado oil, ghee, avocado, eggs, bacon fat, duck fat, nut oils, salmon, palm oil and MCT oil.

Nuts & Seeds – almonds, cashew, hazelnuts, peanuts, pecans, sunflower seeds, macadamia, pumpkin seeds, pistachios, sesame seeds. chia seed and flax seed

Dairy – cottage cheese, butter, brie cheese, cream cheese, eggs, ricotta, mozzarella, sour cream, almond milk and cashew milk.

Vegetables – Zucchini, arugula, spinach, celery, cauliflower, asparagus, artichokes, collard green, cucumber, peppers, broccoli, spaghetti squash and leafy greens.

Drinks – water, tea, coffee and herbal tea.

What Are The Benefits?

Although it may seem that the side effects of ketogenic diet outweigh the benefits, there are still key advantages of the diet. Some of the benefits includes but are not limited to;

Promotes Weight Loss

ketogenic diet for weight loss
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Since the goal is to obtain more calories from fats than carbs, keto diet reduces appetite and promotes weight loss. The mainstream media picked it up and marketed it as an effective weight loss regimen.

Reduces Cancer & Lowers Blood Sugar

keto diet helps lower cholesterol
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According to nutritional experts, ketogenic diet causes more oxidative stress in cancer cells than in normal cells, causing them to die. Keto diet also reduces blood sugar and lowers the risk of insulin complications. When you eat healthy fats, it helps to reduce cholesterol.

Neuro-protective Benefits

benefits for cardiovascular diseases
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Again ketogenic diet is reported by nutritional experts to have neuro-protective benefits. Switching to the diet can protect and strengthen nerve and brain cells. Originally introduced to treat epilepsy in children, keto diet reduces the frequency of seizures. Especially in people who have not responded to other treatment methods.

PCOS – Polycystic Ovary Syndrome

The diet helps PCOS
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Ketogenic diet improves PCOS (Polycystic Ovary Syndrome). A hormonal disorder causing enlarged ovaries with small cysts on the outer edges which results in menstrual irregularity, excess hair growth, acne and obesity. N/B We don’t know the scientific proof backing this.

Who Should Have Nothing To Do With Keto?

Ketogenic diet can have adverse long term side effects on health. Hence, the factors to take into consideration before starting it includes underlying health conditions that may be detrimental, genetic makeup and body composition. Also worthy of note is that bodies differ. Whatever seem effective for one person might be very dangerous for another.

It is very crucial though to discuss any potential diet plan with a doctor, dietician or trusted healthcare provider to avert the risk severe health complications.

The following are categories of patients / persons that should steer clear off ketogenic diet;

  1. Thyroid patients as it may suppress free thyroid hormones, thyroid medication inertness and other hormonal imbalances.
  2. Those at risk of developing cardiovascular diseases because heavy reliance on saturated fat can raise cholesterol levels.
  3. Kidney damage due to elevated ketones in the body.
  4. Insulin-dependent diabetes patients.
  5. In pregnant and breastfeeding women it can cause neural tube defect.
  6. Patients prone keto diet flu (constipation, diarrhoea, fatigue, nausea).
  7. Ketoacidosis which is excess protein in the blood that increases acidity.
  8. Keto diet is contraindicated in patients with liver failure.
  9. Disorders of fat metabolism.
  10. Mineral and vitamin deficiency.
  11. Hypoglycemia is a condition in which your blood sugar (glucose) level is lower than standard.
  12. Hepatic steatosis or fatty liver
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